Best Monzo Casino Sites in 2022

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Monzo, or Monzo Bank Ltd, is a UK-based online banking/payment digital wallet. Monzo is a well-known and respected brand throughout the UK that offers reliable service to its current 5 million users. 

Initially started as a crowd-funded project, Monzo was one of the earliest apps available which challenged banking systems and allowed users to access their money through pre-paid credit cards. In fact, Monzo currently holds the record for the quickest crowd-funding campaign in history.

With gambling being an inherent part of the culture in the UK, finding a reliable payment method is a high priority. Find out all about Monzo and how it works on this page, and check out our list of the best Monzo casino sites. 

Online Casinos That Accept Monzo

Rank Rating Bonus Safe Link
Best For
  • 24/7 Support
  • Easy registration
  • Editor's choice
Best For
  • Bingo
  • Easy registration
  • Fast payouts
Best For
  • Excellent Support
  • Low wager
  • Tax Free
Best For
  • Live Dealer Games
  • Generous welcome bonus
  • _loyalty_program
Best For
  • Bingo
  • Sportsbook
  • Jackpot slots
Best For
  • Jackpot slots
  • Top Bonus
  • Easy registration
Best For
  • Bonuses for Highrollers
  • Fastest payout platform
  • Many promo campaigns
Best For
  • 24/7 Support
  • Easy registration
  • Live Casino
Best For
  • Highroller
  • Top Bonus
  • 24/7 Support
Best For
  • Wide choice
  • Top Bonus
  • Same day payout
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Story Behind Monzo

Initially called Mondo and founded in 2015 by a banking employee, Monzo proliferated. Within two years, they had over 200,000 customers and had sent over £250 million in transactions. At the beginning of 2017, Monzo had their banking restrictions lifted and officially offered full current banking accounts to their users.

Monzo has quickly become one of the most popular ways to pay in the UK and is currently working through the US. Although online gambling accounts for a large majority of Monzo transactions, it’s also used for many other purposes, including shopping, direct debits, and receiving salaries.

In 2018 Monzo became the first bank that allows customers to block any transactions from gambling websites. With over 275,000 users using this service, this is now available at around 60% of banks throughout the UK. Monzo is working closely with multiple responsible gambling sites to help players take back control of their finances and beat gambling addiction.

Monzo Casinos

How to Deposit Using Monzo

You must have a Monzo account with available funds before depositing into an online casino using Monzo. Once that’s done, here’s how to deposit using Monzo:

  1. Find an online casino that accepts Monzo deposits and create an account.
  2. Head to the banking area and select Monzo from the payment methods.
  3. Enter how much you want to deposit and click submit.
  4. Enter your Monzo card details when prompted.
  5. You will be redirected back to the casino when the transaction is approved.

Monzo Deposit Fee

One of the best things about using Monzo to deposit into your favourite online casino is that they do not charge any fees for transactions. Unlike many other digital payment wallets, Monzo has different ways of making money, cutting its users’ costs. While Monzo doesn’t charge its users, casinos will have to pay fees on each transaction which may be passed on. It is worth checking the casino site before making your deposit.

Because Monzo is now an official UK banking license holder, they offer customers the ability to deposit their salaries into their Monzo account. Due to this, there is also no cap on your spending limit when using Monzo. 

They may need to ask for specific documents if you spend over a certain amount, but most customers rarely hit the required amount each year. Again, while Monzo does not implement any spending limits, most casinos will have minimum and maximum deposit amounts to which you will have to adhere.

If you’re wondering how Monzo makes their money, they allow overdraft with usage rates, charge for ATM withdrawals of over £200 each month, and offer upgraded account features for a small price. Full details of these fees are shared with users when signing up.

Monzo Withdrawal Speed

Withdrawals back to your Monzo account are generally very quick. Depending on the casino, this can be within a few hours from when the withdrawal is made. As soon as Monzo receives your withdrawal from the casino, the funds will appear pending automatically and be processed within 24 hours

That said, if this is received during the weekend or a public holiday, it will not be processed until the next banking day.

Remember that many factors can influence the withdrawal speed at an online casino. If you need to verify your account or provide documents, this will inevitably slow things down - the good news is that this is usually only required on your first withdrawal. If you have a large balance, you may also need to withdraw in separate transactions, taking longer to get all of your cash.

Fastest Paying Monzo Casinos in 2022

The Monzo payout speed depends on the casino itself. When a player requests a withdrawal, it’s passed on to a payments team to process and approve. A lower quality Monzo casino may take longer to do this and so cause delays in getting your cash. This is why it’s essential to choose one of the best Monzo online casinos, like those listed below:

No.
Online CasinoMonzo DepositMonzo Cashout
1Mega CasinoYesYes
2VideoSlots CasinoYesYes
3GoSlotty CasinoYesYes
4Skol CasinoYesYes
5WinWindsor CasinoYesYes
6Mr Vegas CasinoYesYes
7Mr Q CasinoYesYes
8Yako CasinoYesYes

Pros & Cons of Monzo

Monzo is one of the most widely used online banking systems in the UK and is very popular in online casinos. That said, there are some restrictions. Here are our pros and cons to using Monzo to gamble:

  • No deposit fees when adding money to your casino account
  • Deposits are credited instantly
  • The ability to block gambling transactions if you need a brea
  • Very secure and easy to use
  • There are still a small number of casinos that do not accept Monzo
  • Monzo is currently only available to residents in the United Kingdom

Special Casino Bonuses Using Monzo

While Monzo is on a mission to improve the lives of its users and assist them whenever possible, they also understand the importance of loyalty and rewards. Monzo themselves have a reward scheme when using them at specific outlets. They also ensure that gamblers will receive any signup offers or special bonuses when depositing into an online casino.

When depositing into your favourite casino site, users can benefit from many offers such as welcome bonuses, deposit offers, free spins, and tournament giveaways. Some casinos will give you more to play with on your deposits or even the chance to win some fantastic merchandise or tech prizes. Make sure you head over to the promotions pages to get the most out of your play.

Customer Support at Monzo

Monzo knows the importance of good customer service and is one of the few payment providers with a customer support team available 24/7. This is perfect for casino players who prefer to play in the evenings or over the weekend and ensures someone will always be available to assist.

The Monzo website also offers a great deal of information available at your fingertips. Their FAQs cover the most important information, and their site will usually have an answer for almost any query. That said, if you have a matter that you need to talk with someone over, you can chat with a team member in your app or reach out with the below details:

Payment Methods Similar to Monzo

Monzo offers UK customers many different reasons to use them, and their longstanding reputation proceeds them. With minimal downsides when using Monzo both online and in retail stores, it does cover most outlets. That said, if you are looking elsewhere, here are some similar options:

Security of Monzo Online Casinos

Before registering at any online casino, you should check that it is properly regulated and licensed by a recognized gambling body. This means that the casino is compliant and is subject to regular checks for safety and fairness. 

Monzo is a UK-regulated bank that protects up to £85,000 for each user and their funds through the FSCS Scheme. With over 5 million users in the UK, Monzo takes their security very seriously. They have a dedicated fraud team working round the clock to review suspicious activity. All transactions you send are entirely SSL data encrypted. 

This means that whenever you send money or make a purchase, your details are secure and only released once it reaches the correct merchant.

Our expert team has vetted every online casino with Monzo on this page before being recommended to our readers. If you use a Monzo casino other than our website, you should be vigilant with your personal and financial information.

Using Monzo to Gamble

Monzo has been a UK favourite for gambling since it was established in 2015. Not only were they the fastest funded crowd-funding idea ever, but they also gained support across the country. Monzo allows gamblers to deposit and withdraw from their casino accounts without any fees, with deposits being instant and withdrawal speeds faster than most other banks.

Monzo has customer support available 24 hours a day for urgent queries online through their chat, email, or free-phone numbers.

Monzo is an established brand that uses Visa and MasterCard debit cards available at most online casinos throughout the UK. With the ability to block gambling transactions for specific periods, Monzo also offers a safe, user-friendly way for players to control their spending when it comes to gambling.

License and Address of Monzo

Monzo Bank Ltd is fully authorized in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

Monzo Casinos FAQs

Haven’t you found what you’re looking for yet? Then, check out our answers to the frequently asked questions about Monzo casinos below.

Can I use Monzo at online casinos?

Yes, many online casinos accept Monzo for both deposits and withdrawals for UK-based customers. Some of the very best Monzo casino sites are listed on this page.

Is Monzo free to use to gamble?

Monzo does not charge fees to use them for gambling. Monzo will only charge money if you agree to a usage fee overdraft or withdraw more than your allocated amount via ATMs each month.

Which countries accept Monzo?

Monzo is only available for residents in the UK. You will require identification and a UK address to sign up, and Monzo may request more information if they cannot verify your account via other means.

Mike Lorente
Author Mike Lorente verified symbol
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Mike has worked as a freelance writer, focusing mostly on writing reviews and opinions on online casinos. In these past years, he has come to know in-depth how casinos operate and what to look for when choosing a casino. He is always happy to share new tips and strategies aimed to help you in your gaming journey. Based in Spain, Mike is a specialist in casino games and a master when it comes to online slot machines, sharing his strategies and tips on our website.

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Senior Author With experience in content management, Julia is passionate about creating content for the English-speaking gaming markets of CasinoTopsOnline. When she isn’t working, you’ll find Julia reading a book on the beach, watching sports or baking something in the kitchen! Read More
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