Best Credit Card Casino Sites in 2022

8/10
fees: None
deposit: Instant
Cashout: Up to 3 days

Credit cards are one of the most widely accepted banking methods at online casinos. Almost every well-established casino has this banking method available for depositing and withdrawing funds. Deposits made using a credit or debit card are usually instant; however, using this deposit may come with a small charge.

Visa, MasterCard and Maestro (the international debit card by MasterCard) are the most commonly used by players to fund their online casino accounts.

Online Casinos That Accept Credit Cards

Rank Rating Bonus Offer Secure Link

Top Features

  • Fast payouts
  • Live Casino
  • Free Spins

Payment Methods

Visa MasterCard Neteller Skrill Trustly Rapid Transfer EPS Astropay

Top Features

  • Editor's choice
  • Easy registration
  • Quick Withdrawals

Payment Methods

Visa MasterCard Credit / Debit Cards Sofort Skrill Neteller Trustly Maestro

Top Features

  • Classic slots
  • Easy registration
  • Live Casino

Payment Methods

Skrill Rapid Transfer Neteller MasterCard Visa Paysafecard Klarna ecoPayz

Top Features

  • Easy registration
  • Live Casino
  • Player's Choice

Payment Methods

Visa MasterCard ecoPayz Qiwi Neteller Skrill Trustly Astropay

Top Features

  • 24/7 Support
  • Easy registration
  • Fast payouts

Payment Methods

Visa MasterCard Trustly Sofort Skrill Interac Neteller Paysafecard

Top Features

  • Bitcoin
  • Easy registration
  • Reload bonus

Payment Methods

Visa MasterCard Skrill Neteller ecoPayz Jeton Interac Bitcoin

Top Features

  • 24/7 Support
  • Easy registration
  • Live Casino

Payment Methods

Visa MasterCard Neteller Paysafecard Skrill Trustly Revolut American Express

Top Features

  • Classic slots
  • Easy registration
  • Fast payouts

Payment Methods

Visa MasterCard Neteller Credit / Debit Cards Revolut ecoPayz Sofort Trustly

Top Features

  • Free Spins
  • 24/7 Support
  • Easy registration

Payment Methods

Visa MasterCard ecoPayz Skrill Neteller Paysafecard Litecoin Bitcoin

Top Features

  • crypto casino
  • Fast Payments
  • Quick support

Payment Methods

Bitcoin Bitcoin cash Tether Ethereum Ripple Litecoin Dogecoin
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The Story Behind Credit Cards

Credit cards emerged in the 1950s and have become a permanent part of the financial world. Before that, many different corporates of the world came out with loyalty cards specifically for their customers, but the idea of a general-purpose charge card to pay for various stuff by different merchants was Ralph Schneider and Frank McNamara of Diners Club.

In 1958, American Express came up with a global credit card network, which was initially charge cards and with a few modifications, later on, they became the credit cards we know today.

Credit cards have been used in online casinos for many years as it is considered one of the safest and secure banking methods to do online transactions. There are certain countries that can be quite difficult to find casinos accepting this method.

For example, players in the UK are not permitted to use credit cards whilst gambling online.

This restriction was introduced by UKGC in January of 2020 as part of the authority’s effort to reduce problem gambling. The credit card ban came into effect in April 2020. Players can make use of other payment methods including debit cards to fund and withdraw from their casino accounts. We will go into more detail on this later on.

Credit Cards Casinos

How to Deposit Using Credit Cards

Whether you’re using Visa, MasterCard, Maestro or any other credit card to deposit at online casinos, the process is more or less the same. First, you need to make sure that you have a credit card with a bank that allows online gambling activities and that your preferred online casino offers this payment method in your region.

The next few steps are very simple:

  • Step 1: Go to the cashier section of your preferred casino and select the correct credit card;
  • Step 2: Enter the correct card details;
  • Step 3: Check the amount and approve the payment.

Following the above process, the funds will usually appear in your casino account almost immediately.

Credit Card Deposit Fees

Whilst usually you would not be charged any fees for using credit cards, some online casinos might charge you a small percentage (between 2% - 3%) as a processing fee. This is indicated in the casino's payment section.

Make sure to check with your bank for any gambling transactions charges and interest fees. You will also be charged if currency conversions are involved, the charge is normally about the same regardless of which credit card company you opt to use.

Credit Cards Withdrawal Speed

Funds withdrawn using Visa, Visa Electron and MasterCard will take around 4-6 business days to be transferred into your bank account. It is important to note, that you will not be able to use Maestro as a way to withdraw any funds from your casino account.

Fastest Paying Credit Card Casinos in 2022

Let's have a look at the best casinos to play with a credit card.

RankCasinoAccepts Credit Card DepositsAccepts Credit Card Withdrawals
1Spinaway Casino
YesYes
2Rizk Casino
YesYes
320 Bet Casino
YesYes
4LuckyDays Casino
YesYes
5Dream Vegas Casino
YesYes

Using Credit Cards at UK Online Casinos

As of the 14th of April 2020, UK players cannot use credit cards to gamble online. The ban was first announced in January after the UKGC's review of online gambling and will be a permanent measure for all players from the UK as part of their response to the increase in problem gambling.

The ban is implemented across all online and offline gambling services, with the sole exception of physical lottery tickets and scratch cards which are purchased in retail shops.

This ban also applies to credit cards connected to online wallets such as PayPal or Skrill. Operators can only accept customer payments via e-wallets if the use of credit cards for gambling is prevented. Check out the following casinos that offer multiple alternative payment methods for their players.

Casinos with Alternative Payment Methods for UK

Rank Rating Bonus Offer Secure Link

Top Features

  • Daily Tournaments
  • No Wagering
  • Fast payouts

Payment Methods

MasterCard Bank Transfer Interac Paypal Paysafecard Visa Neteller Skrill

Top Features

  • Fast payouts
  • Live Casino
  • Free Spins

Payment Methods

Visa MasterCard Neteller Skrill Trustly Rapid Transfer EPS Astropay

Top Features

  • Tax Free Winnings
  • Excellent Support
  • Low wager

Payment Methods

Visa MasterCard Skrill Neteller Apple Pay Bank Transfer Interac Maestro

Top Features

  • No deposit bonus
  • Tax Free
  • Wide choice

Payment Methods

Visa MasterCard Skrill Neteller ecoPayz Qiwi Alipay Revolut

Top Features

  • Classic slots
  • Easy registration
  • Live Casino

Payment Methods

Skrill Rapid Transfer Neteller MasterCard Visa Paysafecard Klarna ecoPayz

Top Features

  • 24/7 Support
  • Easy registration
  • Editor's choice

Payment Methods

Visa MasterCard CashtoCode Citadel Banking ecoPayz Euteller GiroPay Instadebit

Top Features

  • Top game developers
  • Weekly Loyalty Bonuses
  • Multilingual live chat

Payment Methods

MasterCard Trustly Neteller Skrill Interac ecoPayz Much Better Jeton

Top Features

  • Easy registration
  • Fast payouts
  • Cashback Bonus

Payment Methods

Bank Transfer Skrill Rapid Transfer Neteller Paysafecard Visa MasterCard ecoPayz

Top Features

  • 24/7 Support
  • Easy registration
  • Fast payouts

Payment Methods

Visa MasterCard Trustly Sofort Skrill Interac Neteller Paysafecard

Top Features

  • Free Spins
  • 24/7 Support
  • Easy registration

Payment Methods

Visa MasterCard ecoPayz Skrill Neteller Paysafecard Litecoin Bitcoin

Advantages and Disadvantages of Credit Cards

With every payment method having pros and cons, but also none being used quite so widely as credit cards, its worth weighing up what makes them good and what might be downsides. Here's a quick roundup of those below.

  • Security
  • Convenience
  • Widely Accepted
  • Interest Rates
  • Lengthy Withdrawal Speed

As we have previously mentioned, credit cards may be the most ideal way to do all your online casino transactions due to various reasons.

Special Casino Bonuses Using Credit Cards

Once you register with your credit card, you can start availing of welcome bonuses. Almost always, deposits made via credit cards are eligible for bonus offers including deposit match bonuses, free spins and also cashback bonuses. The bonus terms and conditions will list otherwise.

Customer Support with Credit Cards

There are several ways to contact Visa and MasterCard if you have any queries or run into any issues.

Visa

On the Visa site, you will find a detailed FAQ section as well as a customer support centre, however, if you still require more information, you can either use the chat function, send an email by filling in the online form or call one of the toll-free numbers below:

MasterCard

On the MasterCard site, you will also find an FAQ section as well as numerous help blogs, if you still require assistance you may call one of the toll-free numbers below:

Payment Methods Similar to Credit Cards

If you're happy to use your credit card to play then you won't have any problems getting started. However, if you want something similar to a credit card, it might be hard to get started picking the right method for you. Check below for our best-rated top payment methods.

Payment Methods Similar to Credit Cards

  • Best American Express Casino Sites in 2022

    When thinking of depositing at a casino using a credit or a debit card, Visa and MasterCard are the most obvious choice for many players. However, there’s another option in the form of American Express, or Amex for short.

    See All Amex Casinos
  • Best PaySafeCard Casino Sites in 2022

    PaySafeCard is a pre-paid voucher available at thousands of local shops throughout Europe. They come in increments of €25, €50 and €100. No registration is required, funds are instantly credited. It is not required to use the full value in a single transaction. PaySafeCard is used for deposits only. You can withdraw by wire transfer, cheque, and other methods available on their site.

    See All Paysafecard Casinos
  • Best Discover Card Casino Sites in 2022

    When it comes to transacting at online casinos, credit cards have always been amongst the most popular methods. It is no surprise that the growth of online gaming has seen an increase in the demand for the use of Discover Card as an accepted payment method at online casinos. While the method is still gaining traction, there are a few online casinos that already accept the card and the growth trend seems set to continue for the foreseeable future.  

    See All Discover Card Casinos
  • Best Klarna Casino Sites in 2022

    Klarna may not be something that many people are aware of, but it can provide quite the appealing alternative for players to utilise for depositing at online casinos. It offers up a simple and secure way to deposit funds, and it has recently become one of the biggest virtual banks in existence, thanks to the takeover of Sofort and its German competitor, BillPay in 2017. 

    See All Klarna Casinos

Security of Credit Card Casinos

Casinos that accept credit cards for transactions are generally trustworthy, as it is difficult to do any kind of fraud with credit cards. If a credit card is lost or stolen, transactions will be suspended, and the card will be blocked. All you have to do is inform the card provider as soon as you realise the card has been misplaced or compromised.

Using Credit Cards to Gamble

Almost all online casinos accept credit cards for gambling. This is one of the most secure and best payment methods on the market. It's safe to gamble with credit cards and it allows you to play in the very best online casinos on the market. Credit cards are also accepted at most social casinos, find out how you can redeem Global Poker sweeps cash here.

License of Credit Cards

The license and address of the credit card will be contingent on your bank and the licensing authority that the card is operating under. However, most of the cards in circulation are working with the circuit Visa and Mastercard. The address of Visa is 900 Metro Center Blvd, Foster City, CA 94404, United States.

MasterCard's headquarters are also located in the US at 2000 Purchase Street in the hamlet of Purchase, New York. 

Credit Card Casinos FAQs

We answered some of our readers’ frequently asked questions below. Have a look for more information.

Can I use a credit card at online casinos?

Most online casinos allow credit card payments. To be sure, check the payment methods available page on the casino site prior to signing up.

Are credit cards free to use to gamble?

The bank might charge you 2-3% of the processing fee when you make a withdrawal from your online casino account.

Which countries accept credit card?

Most countries of the world accept credit card payments. Players in the UK are banned from using credit cards at online casinos, similarly, players in the US face many restrictions by banks on gambling activities. It is important to check the local regulations, the terms and conditions of the credit card policy as well as your preferred online casino to make sure you are allowed to use the credit card for playing at casinos..

Mike Lorente
Mike Lorente
Author
606 Articles
Mike has worked as a freelance writer, focusing mostly on writing reviews and opinions on online casinos. In these past years, he has come to know in-depth how casinos operate and what to look for when choosing a casino. He is always happy to share new tips and strategies aimed to help you in your gaming journey. Based in Spain, Mike is a specialist in casino games and a master when it comes to online slot machines, sharing his strategies and tips on our website.
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