Credit Card Casinos

Credit cards are one of the most widely accepted banking methods at online casinos. Almost every well-established casino has this banking method available for both depositing and withdrawing funds. Deposits made using a credit or debit card are usually instant, however, using this deposit may come with a small charge. Visa, MasterCard and Maestro (the international debit card by MasterCard) are the most commonly used by players to fund their online casino accounts.

The Story Behind Credit Cards

Credit cards emerged in the 1950s and have become a permanent part of the financial world. Before that, many different corporates of the world came out with loyalty cards specifically for their customers, but the idea of a general-purpose charge card to pay for various stuff by different merchants was Ralph Schneider and Frank McNamara of Diners Club. In 1958, American Express came up with a global credit card network, which was initially charge cards and with a few modifications, later on, they became the credit cards we know today.

Using Credit Card in Online Casinos

Credit cards have been used in online casinos for many years as it is considered as one of the safest and secure banking methods to do online transactions. There are certain countries that can be quite difficult to find casinos accepting this method.

For example, players in the UK are not permitted to use credit cards whilst gambling online. This restriction was introduced by UKGC in January of 2020 as part of the authority’s effort to reduce problem gambling. The credit card ban came into effect in April 2020. Players can make use of other payment methods including debit cards to fund and withdraw from their casino accounts. We will go into more detail on this later on.

How to Deposit at Credit Card Casino Sites

Whether you’re using Visa, MasterCard, Maestro or any other credit card to deposit at online casinos, the process is more or less the same. First, you need to make sure that you have a credit card with a bank that allows online gambling activities and that your preferred online casino offers this payment method in your region.

The next few steps are very simple:

• Step 1: Go to the cashier section of your preferred casino and select the correct credit card.
• Step 2: Enter the correct card details.
• Step 3: Check the amount and approve the payment.

Following the above process, the funds will usually appear in your casino account almost immediately.

Fees to Use Credit Card to Play Online

Whilst usually you would not be charged any fees for using credit cards, some online casinos might charge you a small percentage (between 2% - 3%) as a processing fee. This is indicated in the casino's payment section. Make sure to check with your bank for any gambling transactions charges and interest fees. You will also be charged if currency conversions are involved, the charge is normally about the same regardless of which credit card company you opt to use.

Credit Card Withdrawal Speed

Funds withdrawn using Visa, Visa Electron and MasterCard will take around 4-6 business days to be transferred into your bank account. It is important to note, that you will not be able to use Maestro as a way to withdraw any funds from your casino account.

Why Choose an Online Casino Offering Credit Card?

Using debit or credit cards to fund online casinos remains a popular method because of the easy and quick depositing process.

Best Credit Card Online Casinos

Let's have a look at the best casinos to play with a credit card.

Using Credit Cards at US Online Casinos

Even though MasterCard is quite commonly used in the United States, it is very difficult to find US online casinos which accept MasterCard as a payment method. We recommend that you check the banking page at your preferred online casinos to see what the possible payment options are.

Similarly, whilst Maestro is not frequently used in the United States, finding online casinos which accept this card may also prove difficult. This is because of the many regulations preventing banks from enabling US players to fund their online gambling accounts. A common alternative for US players would be using Amex. There are several American Express casinos that accept US players.

Using Credit Cards at Canadian Online Casinos

In Canada, not all banks allow gambling transactions, some simply ban any type of gambling-related activities and others allow it only if certain conditions are met. The National Bank of Canada and the Bank of Montreal do allow online gambling transactions using credit cards. For more information on Canadian casino payment methods, check out our dedicated Gambling in Canada page.

Using Credit Cards at UK Online Casinos

As of the 14th of April 2020, UK players cannot use credit cards to gamble online. The ban was first announced in January after the UKGC's review of online gambling and will be a permanent measure for all players from the UK as part of their response to the increase in problem gambling. The ban is implemented across all online and offline gambling services, with the sole exception of physical lottery tickets and scratch cards which are purchased in retail shops.

This ban also applies to credit cards connected to online wallets such as PayPal or Skrill. Operators can only accept customer payments via e-wallets if the use of credit cards for gambling is prevented.

Check out the following casinos that offer multiple alternative payment methods for their players.

As we have previously mentioned, credit cards may be the most ideal way to do all your online casino transactions due to various reasons.

Security

The security provided by banks on credit cards is unmatched by any other payment method. You will not need to worry about your money getting stolen if you provide only the basic information of your card and your billing details.

Convenient

They are also fast and instant, which means that you will be able to conduct all your online casino transactions instantaneously. One should note that it will take between 4 to 6 business days for your funds to reach your bank account if you opt to withdraw using a credit card.

Widely Accepted

They are accepted at all almost all casinos around the world. Since it is such a popular method, there are many online casinos that offer credit cards as a payment option. The number of online casinos does depend on where you are situated, so be sure to check the regional regulations and options available to you.

Interest Rates

You can be charged a certain interest rate until you pay off the outstanding balance in full. Some banks consider gambling to be a cash advance transaction, which can be expensive.

Lengthy Withdrawal Speed

Withdrawals using credit cards might take some time. If you get a big credit limit, you will need to pay a big amount later.

Credit Card Bonuses

Once you register with your credit card, you can start availing of welcome bonuses. Almost always, deposits made via credit cards are eligible for bonus offers. The bonus terms and conditions will list otherwise.

Customer Support at Visa and MasterCard

There are several ways to contact Visa and MasterCard if you have any queries or run into any issues.

Visa

On the Visa site, you will find a detailed FAQ section as well as a customer support centre, however, if you still require more information, you can either use the chat function, send an email by filling in the online form or call one of the toll-free numbers below:

• Players in the US: 1-800-847-2911
• Players in Canada: 1-800-847-2911
• Players in the UK: 0800-89-1725

MasterCard

On the MasterCard site, you will also find an FAQ section as well as numerous help blogs, if you still require assistance you may call one of the toll-free numbers below:

• Players in the US and Canada: 1-800-307-7309
• Players in the UK: 0800-96-4767

Trustworthiness of Credit Card

Casinos that accept credit cards for transactions are generally trustworthy, as it is difficult to do any kind of fraud with credit cards. If a credit card is lost or stolen, transactions will be suspended, and the card will be blocked. All you have to do is inform the card provider as soon as you realise the card has been misplaced or compromised.

License of Credit Card

The license and address of the credit card will be contingent on your bank. However, most of the cards in circulation are working with the circuit Visa and Mastercard. The address of Visa is 900 Metro Center Blvd, Foster City, CA 94404, United States.

MasterCard's headquarters are also located in the US at 2000 Purchase Street in the hamlet of Purchase, New York.

Using Credit Card to Gamble

Almost all online casinos accept credit cards for gambling. This is one of the most secure and best payment methods on the market. It's safe to gamble with credit cards and it allows you to play in the very best online casinos on the market.

Credit Card Casinos FAQs

We answered some of our readers’ frequently asked questions below. Have a look for more information.

This page was written in 2018, and is now maintained by Dani Wilson. Should you have any questions or see any discrepancies on this page, feel free to reach out to her at dani.wilson@casinotopsonline.com. The casino list at the beginning of the page is revised each month, to ensure we only offer the very best casino sites to our readers. For a list of references used to create this page, please see below.

References

• MasterCard
• Visa
• Credit Cards to be Banned from April 2020 (Gambling Commission UK)