Credit cards are one of the most widely accepted banking methods at online casinos. Almost every well-established casino has this banking method available for depositing and withdrawing funds. Deposits made using a credit or debit card are usually instant; however, using this deposit may come with a small charge.
Visa, MasterCard and Maestro (the international debit card by MasterCard) are the most commonly used by players to fund their online casino accounts.
Online Casinos That Accept Credit Cards
The Story Behind Credit Cards
Credit cards emerged in the 1950s and have become a permanent part of the financial world. Before that, many different corporates of the world came out with loyalty cards specifically for their customers, but the idea of a general-purpose charge card to pay for various stuff by different merchants was Ralph Schneider and Frank McNamara of Diners Club.
In 1958, American Express came up with a global credit card network, which was initially charge cards and with a few modifications, later on, they became the credit cards we know today.
Credit cards have been used in online casinos for many years as it is considered one of the safest and secure banking methods to do online transactions. There are certain countries that can be quite difficult to find casinos accepting this method.
For example, players in the UK are not permitted to use credit cards whilst gambling online.
This restriction was introduced by UKGC in January of 2020 as part of the authority’s effort to reduce problem gambling. The credit card ban came into effect in April 2020. Players can make use of other payment methods including debit cards to fund and withdraw from their casino accounts. We will go into more detail on this later on.
How to Deposit Using Credit Cards
Whether you’re using Visa, MasterCard, Maestro or any other credit card to deposit at online casinos, the process is more or less the same. First, you need to make sure that you have a credit card with a bank that allows online gambling activities and that your preferred online casino offers this payment method in your region.
The next few steps are very simple:
- Step 1: Go to the cashier section of your preferred casino and select the correct credit card;
- Step 2: Enter the correct card details;
- Step 3: Check the amount and approve the payment.
Following the above process, the funds will usually appear in your casino account almost immediately.
Credit Card Deposit Fees
Whilst usually you would not be charged any fees for using credit cards, some online casinos might charge you a small percentage (between 2% - 3%) as a processing fee. This is indicated in the casino's payment section.
Make sure to check with your bank for any gambling transactions charges and interest fees. You will also be charged if currency conversions are involved, the charge is normally about the same regardless of which credit card company you opt to use.
Credit Cards Withdrawal Speed
Funds withdrawn using Visa, Visa Electron and MasterCard will take around 4-6 business days to be transferred into your bank account. It is important to note, that you will not be able to use Maestro as a way to withdraw any funds from your casino account.
Fastest Paying Credit Card Casinos in 2022
Let's have a look at the best casinos to play with a credit card.
|No.||Online Casino||Credit Card Deposit||Credit Card Cashout|
|3||20 Bet Casino||Yes||Yes|
|5||Dream Vegas Casino||Yes||Yes|
Using Credit Cards at UK Online Casinos
As of the 14th of April 2020, UK players cannot use credit cards to gamble online. The ban was first announced in January after the UKGC's review of online gambling and will be a permanent measure for all players from the UK as part of their response to the increase in problem gambling.
The ban is implemented across all online and offline gambling services, with the sole exception of physical lottery tickets and scratch cards which are purchased in retail shops.
This ban also applies to credit cards connected to online wallets such as PayPal or Skrill. Operators can only accept customer payments via e-wallets if the use of credit cards for gambling is prevented. Check out the following casinos that offer multiple alternative payment methods for their players.
Advantages and Disadvantages of Credit Cards
With every payment method having pros and cons, but also none being used quite so widely as credit cards, its worth weighing up what makes them good and what might be downsides. Here's a quick roundup of those below.
As we have previously mentioned, credit cards may be the most ideal way to do all your online casino transactions due to various reasons.
Special Casino Bonuses Using Credit Cards
Once you register with your credit card, you can start availing of casino welcome offer. Almost always, deposits made via credit cards are eligible for bonus offers including deposit match bonuses, free spins and also cashback bonuses. The bonus terms and conditions will list otherwise.
Customer Support with Credit Cards
There are several ways to contact Visa and MasterCard if you have any queries or run into any issues.
On the Visa site, you will find a detailed FAQ section as well as a customer support centre, however, if you still require more information, you can either use the chat function, send an email by filling in the online form or call one of the toll-free numbers below:
On the MasterCard site, you will also find an FAQ section as well as numerous help blogs, if you still require assistance you may call one of the toll-free numbers below:
Payment Methods Similar to Credit Cards
If you're happy to use your credit card to play then you won't have any problems getting started. However, if you want something similar to a credit card, it might be hard to get started picking the right method for you. Check below for our best-rated top payment methods.
Security of Credit Card Casinos
Casinos that accept credit cards for transactions are generally trustworthy, as it is difficult to do any kind of fraud with credit cards. If a credit card is lost or stolen, transactions will be suspended, and the card will be blocked. All you have to do is inform the card provider as soon as you realise the card has been misplaced or compromised.
Using Credit Cards to Gamble
Almost all online casinos accept credit cards for gambling. This is one of the most secure and best payment methods on the market. It's safe to gamble with credit cards and it allows you to play in the very best online casinos on the market. Credit cards are also accepted at most social casinos, find out how you can redeem Global Poker sweeps cash here.
License of Credit Cards
The license and address of the credit card will be contingent on your bank and the licensing authority that the card is operating under. However, most of the cards in circulation are working with the circuit Visa and Mastercard. The address of Visa is 900 Metro Center Blvd, Foster City, CA 94404, United States. Find the Visa HQ office via Google Maps.
MasterCard's headquarters are also located in the US at 2000 Purchase Street in the hamlet of Purchase, New York. Find the Mastercard HQ office via Google Maps.
Credit Card Casinos FAQs
We answered some of our readers’ frequently asked questions below. Have a look for more information.