Facebook Pixel

Best Chime casino sites in 2025

Fees

None

Deposit

Instant

Cashout

48 Hours

Playing at Chime casino sites means you can enjoy fee-free and convenient transactions. You can play your favorite online casino games without worrying about additional costs. Deposit and withdrawal speeds are also fast, and with FDIC insurance and 128-bit AES encryption, you will be protected when using this payment method for online gambling at Chime casinos.

Table of contents

Top-rated casinos accepting Chime according to our experts

Gambling Is Addictive
Affiliate Disclosure
How We Rate
1

TopsRank Score

8.8/10

Bonus up to 25 Stake Cash + 250000 Gold Coins
2

Casino Rating

0/10
100,000 GC and 2.5 SC
3

TopsRank Score

7.2/10

Bonus up to 120000 GC+ 10 SC + 250000 GC First Purchase Offer + 10 SC
4

TopsRank Score

8.7/10

Up to 220,000 GC + 10 FREE Sweep Coins
5

TopsRank Score

9.1/10

Welcome bonus of 1 SC + 50k GC

What is Chime?

Chime offers its users online and no-fee checking accounts by partnering with banks to provide mobile banking services. It is a financial technology company and not a traditional bank, which prides itself on not profiting from its members. Instead, it is known as a neobank, as it offers services solely online, without any physical locations.

Why choose Chime casinos?

Players should choose Chime because they do not incur additional fees for using their banking services, both for deposits and withdrawals. The service also offers fast transactions, which is very suitable for online gambling. After trialing this payment method, 100% of Chime deposits were completed instantly.

Another one of Chime’s top features is its security. Through its two partnered banks Bancorp Bank and Stride Bank, all deposits are protected by FDIC insurance up to $250,000. The company also uses 128-bit AES encryption to ensure users’ safety.

If unauthorized transactions appear on your statement, Chime also allows you to cancel payments that you do not recognise immediately. The service provides real-time alerts for any transactions made, so you will always know what is happening with your money.

Expert tip

You may be able to get a tailored bonus if you deposit using Chime. Make sure you always check whether you can get these additional bonuses, such as getting an extra 200% when funding your casino account with a Chime Visa card.

How can I make a deposit with Chime?

It is easy to make deposits at online casinos using Chime, but first, you need to create an account on their official website or app. You can do this by clicking the “Sign Up” button in the top right corner. From there, you will have to enter your personal information, such as your full name, email address, and social security number.

Once you have created your account at Chime and verified it, you will be sent a Chime Visa debit card, which you can use to make deposits at online casinos. Be sure to follow these 4 steps to make a deposit at a casino that accepts this payment method:

  1. Create an account at a Chime casino.

  2. Select Chime Visa debit card as your preferred payment method when you deposit.

  3. Enter how much money you would like to transfer into your casino account.

  4. Authorize your payment on the Chime app or website.

It was incredibly simple to make a deposit with Chime, and we particularly enjoyed that we did not have to pay any transactional fees using this payment method. The deposits were made instantly, too.

The minimum and maximum amounts we could deposit varied depending on the casino. However, we could only deposit between $20 and $1,000 per day into our Chime account.

How can I withdraw my funds with Chime?

To make a withdrawal at a Chime casino, you need to follow these 4 steps:

  1. Log in to your casino account.

  2. Head over to the cashier area.

  3. Select to withdraw and choose Chime Visa card as the payment option

  4. Enter the desired withdrawal amount.

Like depositing, withdrawing using Chime is straightforward. Again, the casino you choose will determine the time it takes for your money to hit your account. This can be anywhere from instant to five working days.

Watch out for the minimum and maximum amounts that you can withdraw. Different casinos may have different limits, but the typical amounts are between $5 and $10 and $5,000 and $50,000.

What Chime casino bonuses can I claim?

Casinos usually don’t offer any bonuses specifically related to Chime, but Chime casinos will still offer the usual sign-up offers, such as a welcome bonus, no-deposit bonus, free spins, and cashback bonuses.

The only way you can create a Chime account is if you are a US resident. Therefore, this payment method is not available for those from the rest of Europe, for example. However, US citizens can still use their Chime Visa cards outside of the country, meaning they can still access the best online casino bonuses when travelling. Below are a couple of examples of how we have previously utilized Chime casino bonuses.

Welcome bonus at Fortune Coins Casino

We made the most out of the Fortune Coins Casino welcome bonus, which gave us 630,000 Gold Coins (GC) and 1,000 FREE Fortune Coins (FC) after signing up. Since Fortune Coins accepts Visa cards, we were able to make deposits using a Chime Visa card.

Chumba Casino daily bonus

Another bonus we were able to utilize at a Chime casino was the daily bonus offer at Chumba Casino. All we had to do was make sure that we logged into the account, and we managed to receive 200,000 GC and 1 Sweeps Coin.

Expert tip

When making the most of any casino bonus, it is essential that you read all of the terms and conditions in full. This is to ensure that you don’t miss any key steps that you need to take to complete the bonus procedure.

Real money US casinos which accept Chime

Some traditional US online casinos accept Chime as a deposit method. Be aware that larger transactions may cause suspicion and could get your Chime account suspended.

Nevertheless, here our 3 top-rated US online casinos which support Chime as a banking method:

Online casinoHow to use ChimeMin depositWithdrawal optionProcessing timeUser feedback
BetMGMUse your Chime Visa debit card for both deposits and withdrawals. Must have deposited with it before you can cash out to it$10Debit Card (Chime)Instant–24 hrs (likely within a day)Works if you deposit via the card; withdrawals possible after prior deposit; withdrawals must use same method
DraftKingsDeposit using Chime debit card. Withdrawals to the same Chime card option—appears after initial deposit$5–$10 (varies by state)Debit Card (Chime) or PayPal→ChimeInstant–2 hrs (some users report near-instant)Instant payout option appears only after deposit; some users report 8–12 hrs for BetMGM
FanDuelDeposit with your Chime debit card → same withdrawal method available$10Debit Card (Chime)First withdrawal up to 24 hrs, then instant (≈20 min)Works “same-day,” then subsequent withdrawals instantaneous; may depend on state
Slider Icon

Do mobile casinos accept Chime?

Yes, mobile casinos accept Chime payment methods! As Chime is a mobile banking service, it only makes sense that you can use it to deposit and withdraw at any of the best mobile casinos, as long as they have a suitable app or web browser. 

68% of users worldwide use their mobile when gambling, making mobile-friendly services essential. That’s what makes Chime a great payment method to use – you can use it globally at a host of the top mobile casinos!

What are the pros and cons of Chime casinos?

Things we like

Fee-free transactions

Instant deposits

All payments are protected by FDIC insurance

Top safety and encryption features

Things to consider

Chime accounts are only accessible to US residents

Deposits limited to $1,000 per day

Large transactions could get your Chime account suspended

Our top pick for a Sweepstakes casino that accepts Chime

Players looking to play at sweepstakes casinos will be happy to know that Chime is supported at these platforms, the same way as any other Visa debit card. That means you use the Visa debit card provided by Chime the same way you would use a traditional bank card.

Chumba Casino

While Chime is not listed as an official redemption method at Chumba casino, players can use their Chime debit card at Chumba.

Does Chumba casino accept Chime?

Here is a step-by-step guide on how to purchase Gold Coins at Chumba using Chime:

  1. Make sure your Chime debit card is active and linked to your Chime checking account: There’s no special setup required.

  2. Log in to your Chumba account and go to the “Get Coins” or purchase section.

  3. Select a Gold Coin package: Ideally one that includes bonus Sweeps Coins.

  4. Choose payment method and enter your Chime Visa debit card details (number, expiry, CVV).

  5. Complete the purchase: Gold Coins are typically credited instantly. Sweeps Coins may be included automatically.

How long do redemptions take when using Chime at Chumba?

Here’s a real timeline from a Chumba Casino player who redeemed* their winnings to a Chime Checking Account:

ActionDate and time
Verified Chime account Sunday, Aug 20
Redeemed $1,100 Monday, Aug 21 @ 12:27 AM
Redemption processed Monday, Aug 21 @ 10:16 PM
Funds received in Chime Wednesday, Aug 23 @ 4:48 AM
Slider Icon

Total time from redemption to funds received ⏱: 52 hrs

*Note: This was a first-time redemption.

What if my Chime debit card is declined?

If a Chime debit card is declined, check whether the card properly activated, has sufficient funds, and isn’t blocked for online purchases. Some users have reported declines if Chime’s fraud filters flag certain merchants. It's always best to verify status in the Chime app or contact Chime support.

What payment methods are similar to Chime?

Since Chime provides its users with a Visa debit card, this casino payment method works exactly like other cards, such as credit cards and debit cards. We found that the deposit and withdrawal process was carried out in the same manner – all we had to do was input my card details when making transactions. 

Those who live outside the US will not be able to create a Chime account. However, those in Europe can use a neobank service like Revolut, which has the exact same concept as Chime.

Best online casinos that accept Revolut in 2025

Revolut

Revolut is a digital bank offering fast, secure payments through debit card or bank transfer.

Credit cards casinos

Credit Cards

Credit cards are the easiest, widely used direct payment method for online deposits, even at online casinos.

Visa casinos

Visa

Visa is one of the most popular banking methods and used in online casinos all over the world.

Chime casinos FAQs

If you have any further questions about using Chime at casinos, keep reading for answers to the most frequently asked questions.

Who is eligible to use Chime?

Chime is open to all United States citizens who are 18 or older. A social security number is required to open an account.

How do I get money from Chime?

You get money into or out of a Chime account just like with any other online banking account. Simply enter the account details and the amount you want to transfer, and you can send money into your Chime account or withdraw it.

How do I open a Chime account?

You can apply for a Chime account on their site or by downloading their app. To open an account, you need your social security number and a valid US residential address.

Do I need KYC for Chime?

Yes, your social security number and proof of address are how Chime will confirm your identity.

What fee does Chime charge users?

Chime does not charge any monthly fees, minimum balance fees, or overdraft fees. There are also no transaction fees or fees to replace a card. The only fee Chime charges is for cash withdrawals.

Can I use my card with Chime?

When users open an account, Chime provides them with a Visa debit card that can be used like any other Visa card.

What is the best Chime casino for live dealer games?

Harrah’s Casino is one of the best Chime casinos available due to its wide array of live dealer games.

Kevin Flynn Contributor

Kevin Flynn

Finance Writer & U.S. Market Contributor

122 Articles
Kevin Flynn is a finance writer at CasinoTopsOnline. He joined our team after working in the accounting and fintech sectors, and focuses on making complex topics like payments and casino banking easier to understand. When he’s not writing, you’ll usually find Kevin playing golf or reading a classic Sci-Fi novel.
Expert On:
Online Casino Payments
Fast Withdrawals
U.S. Gambling
Sweepstakes

Fact-checked by Julia Attard

info tooltip

Product Manager