Online casinos accepting Pay By Phone in 2025

Detailed overview of the best Pay By Phone casinos: Editor’s choice

Feature	21LuckyBet	Casushi	Duelz	Win British Casino	MrQ Casino
💵 ⬇️ Min Deposit	🔺 £10	🔺 £10	🔺 £10	🔺 £5	🔺 £10
💰 ⬆️ Min Withdrawal	🔻 £10	🔻 £10	🔻 £10	🔻 £10	🔻 £10
🔄 Withdrawal Options	PayPal, Trustly, Bank transfer	Trustly, Bank transfer	Crypto payout, Bank transfer	PaySafeCard, Netteler, Debit cards	Bank transfer, PayPal
⏱️ Withdrawal Speed	1-3 business days	Instant – 24h	Instant – 4 business days	1-3 business days	3-5 business days
⚖️ Tax	Tax-free (EU jurisdiction)	Tax-free (EU jurisdiction)	Tax-free (EU jurisdiction)	Tax-free (EU jurisdiction)	Tax-free (EU jurisdiction)
🎁 Pay By Phone Bonuses	Bonus up to £600 + 150 Free Spins	100% Bonus up to £50 + 50 Free Spins	Bonus up to £100 + 200 Free Spins + 10% Cashback	Bonus up to 500 Bonus Spins	Up to 40 Bonus Spins
✅ Pros & 🚫 Cons	👍 Instant deposits👎 1% processing fee	👍 No fees👎No crypto available	👍 No wagering requirements👎 2.5% fees on Visa and Mastercard deposits	👍Low minimum deposit 👎 Withdrawals subject to fees	👍 Efficient customer support👎 Slower processing time

All Pay By Phone casinos in July 2025

How does Pay By Phone work at online casinos

Pay By Phone is a simple and easy way for players to top up their casino accounts by receiving an SMS text message with a code which they enter at an online casino.

Pay By Phone, uses a feature called carrier billing. When you deposit using Pay By Phone, the casino adds a feature that links to your network provider. To complete the process, simply enter your number, receive a text message with a verification code, enter the code, and then complete your deposit. This may seem complicated, but all that happens is that the amount you deposited is added to your phone bill in the next month.

The deposit amount is instantly added to your account, allowing you to play right away. However, this is a deposit-only method, so for withdrawals, you will need to find an alternative payment method. 

Privacy & security

Security should always be a concern when using payment methods. Pay By Phone is a safe and secure method for depositing funds at casino sites. You don’t need to enter any bank details, as the payment is linked to your phone bill. Depositing funds using this method reduces the risk of fraud or data theft.

Another perk to using Pay By Phone is that the transaction is kept between you and your phone network provider, as the payment essentially comes from them. This also means that you don’t need to log in to any third-party app or website, saving you time.

KYC process with Pay By Phone

Although you don’t need to enter any details, that doesn’t mean there is no KYC process when using Pay By Phone. Here are the steps you will have to take:

1. First deposit (light KYC): No initial documents are required to deposit via carrier billing. Your bank or telco’s billing system confirms your identity as it knows who you are.

2. Before first withdrawal: Upload a government‐issued photo ID (passport or driving licence) and proof of address (utility bill or bank/credit card statement dated within the last three months).

3. Document review & approval: The casino’s compliance team reviews your documents (usually within 24–48 hours). Once approved, you can withdraw funds via bank transfer, e-wallet, or your cryptocurrency wallet.

4. Ongoing monitoring: For high-value payouts or suspicious patterns (e.g. multiple small carrier-billing deposits followed by large withdrawals), casinos may request Enhanced DueDiligence (EDD) documentation, such as a recent bank statement or payslip.

How do I make a deposit using my Pay By Phone?

Using Pay By Phone to make deposits is a quick way to add funds to your account. Ensure you have a reliable network connection to receive the text message.

Here’s the most common way to make deposits:

1. Log in & access cashier → Deposit → Pay By Phone: On desktop or mobile, sign in and navigate to “Cashier”, “Deposit,” or “Banking.” Select “Pay By Phone” (which may be labelled as “Mobile Billing” or display provider names such as Boku, Zimpler, or Ding).

2. Enter your mobile number: Type your phone number exactly (include country code if prompted). The casino will send an SMS to that number.

3. Receive & input the SMS code: Within seconds, you’ll get a one‐time verification code. Enter it into the casino’s form to prove you own the device.

4. Specify the deposit amount: Choose an amount within the £5–£60 (or local equivalent) range. Your carrier’s billing limit (usually £100–£300 per month) might further restrict you.

5. Confirm & submit: Hit “Confirm” and the deposit is processed instantly. Your casino balance updates within 5–10 seconds, and your telco billing record will reflect the charge.

6. Check for bonus credit: If you qualify for a welcome or reload bonus, verify it’s credited alongside your deposit. Some promotions specifically exclude carrier-billing deposits, so be sure to check the terms and conditions.

What to do if a Pay By Phone deposit fails

Pay By Phone is typically a reliable source to top up your casino account; however, you may sometimes encounter issues. Here are some troubleshooting tips if you discover any problems:

• Verify your phone number & carrier support: Double‐check that you entered the correct number and that your carrier partners with the casino’s Pay By Phone provider.

• Check carrier billing limits: Ensure you haven’t exceeded your monthly telecom allowance (typically £100–£300). Contact your carrier’s customer support to confirm your current phone‐billing balance.

• Confirm receipt of the SMS code: Occasionally, the SMS can be delayed or blocked by a spam filter. Wait a minute and request a new code if necessary.

• Retry in a different session: Log out, clear your browser’s cache or switch to incognito mode, then attempt the deposit again.

• Contact casino support: Provide the timestamp of your failed attempt, the phone number used, and any error message. The casino can check with the telco provider’s gateway logs.

• Reach out to the Telco‐Billing provider: If the casino logs show no attempt reached the telco layer, contact Boku, Zimpler, or Ding support to verify whether your carrier blocked the intended charge.

• Use an alternative deposit method: If carrier billing remains unavailable or fails repeatedly, consider switching to Trustly, an e-wallet, or a bank transfer to play without any delays.

Do casinos offer bonuses for depositing with Pay By Phone?

Players can also use Pay By Phone to claim bonuses at online casinos when making deposits. Finding casinos that list Pay By Phone as a viable payment method for claiming bonuses can sometimes be challenging to find, which is why we have created a list of the best casinos that allow Pay By Phone to claim promotions:

21LuckyBet	Casushi	Duelz	Win British	MrQ Casino
Bonus up to £600 and 150 free spins on selected slots	100% Bonus up to £50 and 50 free spins on selected slots	Bonus up to £100, 200 free spins, and 10% cashback	500 free spins on selected slots	40 free spins on selected slots

Are there any bonus restrictions with Pay By Phone?

Even though there are lots of casinos that allow you to use Pay By Phone to claim bonuses, there are some that won’t. Many casinos will restrict the use of Pay By Phone to claim bonuses, which will be labelled in the promotions' terms and conditions. 

Does Pay By Phone give access to exclusive promotions when depositing with it?

Although using Pay By Phone is a viable option for claiming bonuses, don’t think that using the payment method grants you exclusive access to promotions. Bonuses will have set payment methods that can be used. Specific bonuses will prohibit you from using Pay By Phone. Ensure you read the terms and conditions of any claim you wish to make.

How to withdraw winnings after a Pay By Phone deposit

Be aware that Pay By Phone is a deposit-only service, meaning you will need an alternative payment method to withdraw funds from casino sites. Here are some methods that allow withdrawals:

Withdrawal Method	Steps
Bank Transfer (SEPA/ACH)	1. Complete Casino KYC (upload ID & proof of address). 2. Cashier → Withdraw → “Bank Transfer.” 3. Enter your IBAN (EU) or routing/account (US). 4. Specify amount & confirm. 5. Wait 1-5 business days.
Skrill (E-Wallet)	1. Verify Skrill account (email & 2FA). 2. Cashier → Withdraw → “Skrill.” 3. Confirm your registered Skrill email. 4. Enter amount & submit. 5. Funds arrive in minutes or within 24 hours.
Crypto	1. Confirm the casino supports your chosen coin (e.g. BTC, ETH). 2. Cashier → Withdraw → “Crypto.” 3. Paste your wallet address. 4. Enter the amount & confirm. 5. Funds usually arrive within two hours.

Pros & cons of using Pay By Phone

Although using Pay By Phone is a simple and easy way to deposit funds to your casino account, you should be aware of both sides of the coin before you choose it as your deposit method:

❤️ Pros	💔 Cons
🥳 Instant, no-hassle deposits: Funds appear in seconds, no cards or bank details needed.	☹️ High fees: Carrier partners charge 5%-15% per transaction, more expensive than most e-wallets or bank transfers.
🥳 No bank or card data shared: Only your phone number is used, ensuring good privacy if you don’t want to expose your banking details.	☹️ Very low limits: Max is usually £60 per deposit and £100–£300 per month, not for high rollers.
🥳 Easy to use on mobile: If you’re already on your phone, you can deposit with a couple of taps, which is ideal for quick top-ups.	☹️ Deposit-only: You cannot withdraw back to your phone; you must use an alternative method (e-wallet, bank transfer, or cryptocurrency).
🙂 Fast setup for casual players: No lengthy KYC just to play; convenient for sporadic or first-time bettors.	😐 Carrier restrictions: If you share a family plan or have a prepaid SIM, exceeding your data allowance can result in disputes or account blocks.
🙂 Widely supported in key EU markets: Major carriers in Germany, UK, Sweden, and others work with Boku/Zimpler.	😐 Not widely available in the US: Only some carriers allow gambling carrier billing; most US players need alternatives.
🙂 Built-in age verification element: Carriers typically require a valid ID to activate a phone line, which adds an extra layer of age verification.	☹️ No bonus guarantees: Many casinos exclude Pay By Phone deposits from welcome or reload bonuses; always read the T&Cs carefully.

What have other players experienced?

Before using Pay By Phone at casinos, you should check out what other users have encountered when using the payment method and their own experiences. Here are some of the questions asked on online forums and we provide the answers:

What are the alternatives & hybrid solutions to Pay By Phone?

Using Pay By Phone is a straightforward way to fund your casino account quickly. We believe that you should also be aware of thedifferent forms of payment so that you can decide which one is best. Here are some alternatives to using Pay By Phone:

Payment Method	Availability	Currencies & Limits (min–max)	Deposit Speed	Withdrawal Option	Privacy Level	Typical Fees
Zimpler	Select European markets (SE, FI, NO, DE, ES, etc.); not available in the USA	EUR £10 – £2,500 (or USD $10 – $2,500 where supported)	Instant	SEPA bank transfer	Medium – mobile number & basic KYC	1.0 – 2.0% per transaction (consumer)
Neosurf	Available in Europe, limited in the US	EUR £5–£250 per voucherUSD $10–$200 per voucher	Instant	Not supported directly; use e-wallet or bank transfer	High (voucher PINs)	£0–£5 per purchase
Trustly	Europe and North America + expanding globally	Major European currencies, USD ; limits ≈ £1 – £10,000	Instant (via bank login)	Instant bank-account payout (	High (no stored login credentials)	Merchant fee 0 – 1.5% (often free to end user)
Bank Transfer	Global	EUR £10–£100 000 / USD $10–$100 000	1-3 days	Direct to bank account	Low (full bank KYC)	£0–£5 (SEPA); $0–$5 (ACH)

Is there a gambling block function available via Pay By Phone?

While some payment providers have features built in to block gambling activities, Pay By Phone doesn't. However, you can use the responsible gambling tools at casinos to put a stop to playing at online casinos.

Activate timeout

Players can implement timeouts at casino sites by accessing their responsible gambling tools. Here is the most common way to do so:

• Log in to your casino account.

• Go to “Responsible Gaming” or “My Account → Limits.”

• Activate a “Time-Out”.

Set deposit limits

Deposit limits are a way for players to control the amount of money they are spending at an online casino. Here is how to implement them:

• Log in to your casino account.

• Go to “Responsible Gaming” or “My Account → Limits.”

• Choose “Deposit Limit” and set daily/weekly/monthly limits to £0 for Pay By Phone (or for all deposit methods).

Self-exclusion

Using the self-exclusion tool is similar to. Here is how to implement them:

• Log in to your casino account.

• Go to “Responsible Gaming” or “My Account → Limits.”

• Activate “Self-Exclusion”.

It is always wise to know that there are measures you can take to control your gambling habits. Make yourself aware of the responsible gambling tools that are available at casinos if you feel that things are getting out of control. 

Final thought on Pay by Phone casinos

Using Pay By Phone to make deposits is easy, as all you need to do is receive a text message and enter a code to deposit money into your casino account instantly. However, please note that Pay By Phone incurs fees that will be reflected on your next phone bill. 

Pay By Phone is deposit-only, so make sure you’ve got a backup payment method at hand when you want to withdraw your winnings. Taking all this into account, it is a safe way to deposit funds into your account, as you must sign off on the transaction and receive a text message.