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Best Casino Deposit and Withdrawal Methods in 2026

The best online casino payment methods depend on how quickly you want access to your funds, what kind of fees you’re comfortable with, etc. If you want to skip some reading, you can jump straight to choosing the right online casino payment method.

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The best online casino payment methods

The best online casino payment methods are secure, convenient to use, and have fast withdrawal times.

E-wallets like PayPal and Skrill typically allow for instant withdrawals. Bank transfers take longer but come with extra layers of security.

Deposit and Withdrawal Method Breakdown

Payment methodDeposit / withdrawalAre there KYC requirements?Are fees incurred?
PayPal✔️ / ✔️Light (email only)0 % on deposit; approx. 2.5 % on currency exchange
Pay by PhoneDeposit onlyNone5%-15% per transaction
Trustly✔️ / ✔️Full verification (via bank login)0% for the player; small merchant fee
Bank Transfer✔️ / ✔️Full (bank KYC)SEPA: £0–£5; ACH: £0–£10;
Skrill✔️ / ✔️Light (email only)0 % deposit; ~1.45 % FX; £5 wd fee
Visa✔️ / ✔️Full (card KYC)0 % deposit; 1 %–3 % FX
Mastercard✔️ / ✔️Full (card KYC)0 % deposit; 1 %–3 % FX
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How Pay by Phone Works

Pay by Phone lets you fund your online casino account by charging deposits to your mobile bill or prepaid balance via providers like Boku or Ding. You don’t need to link your bank account or card to the casino, which gives you some extra security, but it’s limited to deposits only. This method is more of a UK-centric option.

Deposit:
Select Pay by Phone → enter mobile number → receive SMS code → confirm → instant

  • Deposit time: Instant

  • How to deposit:

    • Select Pay by Phone

    • Enter your mobile number

    • You’ll get a code via SMS

    • Confirm the code

  • Withdrawal time: ❌ Withdrawals are not supported. We suggest using bank transfer, e-wallet, or crypto for payouts

  • Fees and limits:

    • 5% – 15% carrier surcharge

    • Minimum of £5 per deposit

    • Maximum of £60 per deposit

    • Monthly limit between £100 and £300

How Trustly Works

Trustly is an e-wallet that lets you deposit and withdraw directly from and to your bank account without leaving the online casino. It has over 112 million active users globally and it’s likely that your favourite casino will accept it as a payment option.

How Trustly works?

  • Deposit time: Instant.

  • How to deposit:

    • Select Trustly at the casino’s cashier

    • Choose your bank

    • Log in to Trustly and confirm the transaction

  • Withdrawal time: ✔️ You can withdraw your winnings using Trustly, which should take between an hour and 24 hours.

  • How to withdraw:

    • Select Trustly in cashier

    • Choose the amount you want to withdraw

    • Authenticate your Trustly account

    • Funds arrive within minutes

  • Fees and limits:

    • 0 % player fee

    • Minimum £10

    • Maximum £10,000

    • The casino will pay a small fee to Trustly

Highlights

Fast two-way payments

No registration required

Things to be aware of

Full KYC via bank login

  • Troubleshooting: If your bank isn’t listed, try SEPA/ACH or another instant-bank option

  • Gambling block availability: Yes, with a 15-day cool-down period

  • Our top picks for casinos accepting Trustly: Duelz

How Revolut Works

Revolut is a multi-currency digital bank offering fast casino transactions, low FX fees and instant peer-to-peer transfers. You can fund your online casino account using your Revolut balance as a bank transfer or link a Revolut card to your account.

How Revolut works?

  • Deposit time: Usually instant but it can take up to 24 hours

  • How to deposit with Revolut:

    • Select ‘Bank Transfer’ or ‘Debit Card’ at the casino’s cashier

    • Transfer funds from your Revolut account or link your Revolut card

    • Choose the amount you want to deposit

  • Withdrawal time: ✔️You can withdraw your winnings using Revolut as long as you didn't use a disposable card for depositing. Processing time can take anywhere between 15 minutes and a couple of hours, depending on the casino.

  • How to withdraw using Revolut:

    • Select ‘Bank Transfer’ in cashier

    • Choose the amount you want to withdraw

    • Funds should arrive within minutes

  • Fees and limits:

    • Free up to £6,000/month

    • 0.5 % beyond £6,000/month

    • Minimum £10 per transaction

    • Maximum varies by account tier

Highlights

Low FX fees

Spending analytics

Things to be aware of

Full KYC required

Not all casinos accept Revolut

Revolut's customer service is notoriously slow

  • Troubleshooting: If a payment fails, ensure your Revolut account is verified and 3D Secure is enabled

  • Gambling block: Yes. Disable “Gambling” under merchant categories in the Revolut app. Re-enabling requires a 48-hour cooling-off period

  • Our top picks for accepting Revolut: Duelz

How Bank Transfer Works

Bank Transfer is the most secure online casino payment method you can use. It uses SEPA (EUR), ACH (USD), or SWIFT protocols to move funds directly between your bank and your casino account without involving third-party services. It is recommended to use when transferring large amounts of money.

  • Deposit time: 1 to 5 business days

  • How to deposit with Bank Transfer:

    • Select ‘Bank Transfer’ at the casino’s cashier

    • Enter your IBAN or account number

    • Go to your online banking account

    • Authorise the transaction

  • Withdrawal time: ✔️ You can withdraw your winnings back to your bank account via Bank Transfer, but it can take up to 5 working days or more.

  • How to withdraw using Bank Transfer:

    • Select ‘Bank Transfer’ in the cashier

    • Use the same bank account you used to deposit

    • Funds should arrive within 1 to 5 business days

  • Fees and limits:

    • Max varies by bank

Highlights

High security

No third-party wallets

Things to be aware of

Slower processing times

  • Troubleshooting: If the funds aren’t credited to your bank account within 5 business days, check the reference codes and bank processing times

  • Gambling Block: No

  • Our top picks for casinos accepting bank transfers: Rizk

How Skrill Works

Skrill is a global e-wallet that allows users to make online payments and transfer money securely. It offers instant transactions, 2FA login security, and VIP tiers if you want higher transaction limits.

How Skrill works?

  • Deposit time: Instant

  • How to deposit using Skrill:

    • Select ‘Skrill’ at the casino’s cashier

    • Enter your email address

    • Confirm the transaction via SMS or 2FA

  • Withdrawal time: ✔️ You can withdraw your winnings to your Skrill account, which usually takes up to 24 hours or less.

  • How to withdraw to your Skrill account:

    • Select ‘Skrill’ in cashier

    • Enter your email address

    • Funds should arrive within minutes

  • Fees and limits:

    • 0 % deposit

    • 1.45% FX

    • £5 withdrawal fee

    • Min £10

    • Max £10 000+

Highlights

Fast both ways

Wide acceptance

Things to be aware of

Withdrawal fee

Most casinos exclude Skrill from bonuses

  • Troubleshooting: If login fails, try resetting your password or verifying your 2FA device.

  • Gambling block: Yes, with a 48-hours cooling off period. 

  • Our top picks for casinos accepting Skrill: Rizk

How Visa Works

Visa is the world's biggest card payment network and is accepted by nearly every online casino, making it one of the most popular online casino payment methods.

How Visa works?

  • Deposit time: Instant

  • How to deposit using Visa:

    • Select ‘Visa’ at the casino’s cashier

    • Enter card details

    • Complete 3D Secure authentication

  • Deposit: Enter card details → complete 3D Secure → instant.

  • Withdrawal time: ✔️ Users can request a card withdrawal, which takes 1–5 business days.

  • How to withdraw using your Visa card:

    • Select ‘Visa’ in the cashier

    • Enter your card details

    • Funds should arrive in 1 to 5 business days

  • Fees and limits:

    • 0 % deposit

    • 1 %–3 % FX or cash advance fees (issuer-dependent)

    • Minimum transaction £10

    • Maximum transaction £5,000

Highlights

Universally accepted

Strong security

Things to be aware of

Possible cash-advance fees

Full KYC required

  • Troubleshooting: If 3D Secure fails, check with your bank to re-enrol the card.

  • Gambling Block: No.

  • Our top picks for casinos accepting Visa: LeoVegas

How Mastercard Works

Mastercard is one of the world’s leading card networks, and just like Visa, it’s widely accepted at online casinos.

How Mastercard works?

  • Deposit time: Instant

  • How to deposit using Mastercard:

    • Select ‘Mastercard’ at the casino’s cashier

    • Enter card details

    • Complete 3D Secure authentication

  • Withdrawal time: ✔️ Requesting a withdrawal to your MasterCard can take anywhere from 1 to 5 working days

  • How to withdraw using your MasterCard:

    • Select ‘Mastercard’ in cashier

    • Enter your card details

    • Funds should arrive in 1 to 5 business days

  • Fees and limits:

    • 0 % deposit

    • 1 %–3 % FX; up to 5 % cash-advance fee

    • Minimum transaction £10

    • Maximum transaction depends on the card provider

Highlights

Fast, easy, and widely supported

Things to be aware of

FX fees

Some issuers block gambling transactions

  • Troubleshooting: If a payment is declined, confirm your card supports gambling transactions (MCC).

  • Gambling block: No

  • Our top picks for casinos accepting Mastercard: Duelz

How PayPal Works

PayPal is a global e-wallet that lets you make instant payments using PayPal balance, linked bank account, or card. PayPal is one of the most popular e-wallets, with approximately 432 million active users worldwide. This popularity means that most online casinos accept it for both deposits and withdrawals.

How PayPal works?

  • Deposit time: Instant

  • How to deposit:

    • Log in at the casino cashier

    • Choose PayPal

    • Approve payment in PayPal pop-up

  • Withdrawal time: Within minutes to 24 hours

  • How to withdraw:

    • Select PayPal in cashier

    • Enter your PayPal email

    • Funds arrive within minutes–24 h

  • Fees and limits:

    • No deposit fee

    • 1% to 3% withdrawal fee

    • Min £10

    • Max £10,000 per transaction

    • ~2.5% FX fee

  • Troubleshooting: If the PayPal pop-up fails, clear your browser cookies or switch browsers and try again

  • Gambling block availability: Yes. It can be enabled in your PayPal account with a 3-day cooling-off period

  • Our top picks for casinos accepting PayPal: William Hill, bet365

Highlights

No bank details needed

Great for small top-ups

Things to be aware of

High fees

Low deposit limits

How to Choose the Right Online Casino Payment Method

If you’re looking forThe best options areThings to remember 
Instant deposits and withdrawalsPayPal, Skrill, TrustlyDeposits are processed in under a minute. 
Withdrawals can take from 15 minutes to an hour, depending on the casino
No feesBank TransferNo cost incurred from the player side.
iDEAL only supports EUR
Same deposit and withdrawal methodPayPal, Skrill, Visa, MCFast deposits and payouts, but requires light to full KYC
Bonus-friendlyBank Transfers, TrustlyThese methods are commonly eligible for bonuses, but we recommend always to check T&Cs to be sure
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How to Stay Responsible With Any Payment Method?

Regardless of the payment method you use, you should always make sure you stay in control of your spending, especially when gambling online. Instant deposits are convenient, after all, no player wants to wait 5 business days to have the money in their casino account. But fast deposit can also make it easier to overspend if you’re not careful

Here’s how you can keep your spending within your limits:

Set deposit limits

Most casinos let you set limits on how much you can deposit daily, weekly, or monthly. This will allow you to not overspend or deposit more than you should out of frustration in an attempt to recover losses.

Set gambling blocks with your payment provider

Some wallets, like Skrill or Revolut, let you set gambling blocks. These blocks will apply to all online casinos and are particularly effective because they won’t allow you to bypass limits you might have set with an online casino by opening a new account with a different casino.

Stick to a budget

Before you start playing, decide how much you’re comfortable losing. Make this decision before you start gambling so your emotions don’t get the best of you.

Take regular breaks

Casinos are built to give you an immersive experience. This makes gambling fun, but also easy to lose track of time. Logging out every now and then helps break impulsive habits, especially if you’re using one-click deposit methods.

Playing should be fun

Gambling is meant to be fun. When the fun stops, it’s time to step away, even temporarily.

You can find more information and resources to help you gamble responsibly in our responsible gambling guides.

Choosing the Best Casino Banking Method for You in 2026

Just as there is no single best online casino for everyone, there is no perfect payment method. It depends on your needs, whether that’s speed, low fees, high security, privacy, or bonus eligibility.

Whatever payment option you choose, pick a method that fits your needs and always stay in control of your money.

Frequently Asked Questions (FAQs)

Which methods post deposits instantly?

E-wallets (PayPal, Skrill, Revolut) and instant-bank solutions (Trustly) all credit your casino account within seconds.

Which methods let me deposit and withdraw?

You can deposit and withdraw using e-wallets (PayPal, Skrill, Revolut), instant-bank options (Trustly), and most cards (Visa and Mastercard).

What are the typical minimum and maximum limits?

Prepaid and mobile billing options usually start at £5, with maximums around £100 per transaction. E-wallets and cards range from £10 to £20 minimum, going up to £10,000.

For high-stakes play, SEPA or ACH bank transfers can support up to £100,000 or more, depending on your bank.

Will using Skrill exclude my bonus?

It might. Some casinos exclude Skrill, along with prepaid vouchers and mobile billing from bonus offers. Always check the bonus terms before depositing. Bank transfers and instant-bank methods are usually eligible.

How safe is it to share my banking or card details?

It’s generally safe. All major providers use PCI-DSS encryption and PSD2 2FA. If you’d rather not type your card number, choose an e-wallet or instant-bank method.

What happens if my deposit or withdrawal is pending?

A pending deposit usually means the bank or carrier is still processing it. Wait a few minutes and try again.

Why was my deposit declined?

Deposits can get declined because you mistyped the PIN or IBAN, an exceeded limit, insufficient funds, or the casino doesn’t support your payment method. Double-check your details and try again.

Kevin Flynn Contributor

Kevin Flynn

Finance Writer & U.S. Market Contributor

77 Articles
Kevin Flynn is a finance writer at CasinoTopsOnline. He joined our team after working in the accounting and fintech sectors, and focuses on making complex topics like payments and casino banking easier to understand. When he’s not writing, you’ll usually find Kevin playing golf or reading a classic Sci-Fi novel.
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