The Money Factory no-deposit bonus and review 2025

Quick facts about The Money Factory

Key Information
Website	https://themoneyfactory.com	Company	The Money Factory, LLC
Launched	2024	Licenses	N/A
Countries	USA	Currencies	USD
Bonus codes	15,000 GC and 3 SC (no The Money Factory promo code necessary)	Other bonuses	First purchase bonus, Daily login bonus, Refer-a-friend bonus, Loyalty program level-up bonuses, Social media giveaways, Mail-in requests
Games & Features	Slots, Table games, Live dealer games, Scratch card games, Crash games	Number of games	3,600+
Mobile	No The Money Factory mobile app	Software providers	BGaming, Hacksaw Gaming, Pragmatic Play
Min. deposit	$9.99	Payout days	1-3 days
Customer Support	Live chat, email	Contact email	[email protected]

Is there a welcome bonus for August 2025?

Yes, The Money Factory offers a welcome bonus, providing new players with 15,000 GC and 3 SC. While this isn’t the biggest sign-up bonus we’ve ever seen, it helps the social casino keep pace with the best sweeps offers available through its competitors.

The Money Factory also makes it remarkably easy to claim your welcome bonus. Just follow these steps, and you should see the no-deposit bonus appear in your new account:

1. Visit themoneyfactory.com and click “Sign Up.”

2. Use your Apple, Facebook, or Google credentials to register for a new account, or provide your email address and create a password.

3. Verify your email address by looking for a verification code in your inbox.

4. Come up with a unique user name.

5. Receive your welcome bonus automatically and use your bonus GC and SC coins just like you would no-wagering free spins.

Immediately after you collect your welcome bonus, The Money Factory will also offer you a first purchase bonus. You can obtain 32,000 GC and 32 free SC for only $7.49. You don’t have to purchase coins to play TMF’s best games, but if you plan to do it anyway, this deal is certainly worth considering.

What are the terms and conditions for this welcome bonus?

Here are the terms and conditions for The Money Factory’s welcome bonus:

• You must be a new The Money Factory player.

• You must live in one of the 43 The Money Factory legal states.

• You must verify your email address.

• You must use The Money Factory SC coins at least once to redeem them.

How to use your The Money Factory bonus code

No bonus code is required to claim a welcome bonus and collect free The Money Factory GC and SC coins.

All The Money Factory promos and bonuses for new and existing players

Bonuses offered	Bonus offer	Wagering	Min deposit	Time frame
Welcome bonus	15,000 GC and 3 SC	1x on SC	N/A	Initial sign-up
First purchase bonus	32,000 GC and 32 SC	1x on SC	$7.49	One-time offer
Daily login bonus	1,000 GC and 0.2 SC	1x on SC	N/A	Daily
Refer-a-friend bonus	Up to 100,000 GC and 100 SC	1x on SC	N/A	Ongoing
Loyalty program level-up bonuses	Varies, depending on level	1x on SC	N/A	Ongoing
Social media giveaways	Varies	1x on SC	N/A	Ongoing
Mail-in requests	3 SC	1x on SC	N/A	One-time offer

The Money Factory Refer-a-Friend Bonus

Like many of the best USA casinos, The Money Factory offers a referral bonus designed to attract new players. You can earn it by sharing a unique referral link with your friends and inviting them to create accounts.

When they do, you will receive:

• 5,000 GC and 5 SC after they spend $25

• 20,000 GC and 20 SC after they spend $100

• 75,000 GC and 75 SC after they spend $1,200

The Money Factory Loyalty Level-Up Bonuses

The Money Factory’s six-tier loyalty program is still developing, but it already has the potential to help you score level-up bonuses. The social casino will automatically add you to this program at the 'Nexus' level and allow you to gradually climb up to the 'Empire' level.

Tier	Bonus reward
🟢 Nexus	Entry-level (automatic)
🟡 Mint	10,000 GC + 10 SC
🟠 Vault	20,000 GC + 20 SC
🔵 Forge	30,000 GC + 30 SC
🟣 Reserve	40,000 GC + 40 SC
🔴 Empire	50,000 GC + 50 SC

Tips for maximizing The Money Factory bonus

Get the most bang for your buck when it comes to The Money Factory’s bonuses by utilizing these tips:

• Log in to your account often: The daily login bonus may sound modest - 1,000 GC and 0.2 SC each day - but it will add up.

• Keep an eye on your loyalty program progress: Check your “Monthly Loyalty Progress” meter to see how close you are to advancing to the next level.

• Follow TMF’s various social media accounts: Participate in contests on Facebook and Instagram to score free GC and SC.

Where is The Money Factory legal?

The Money Factory is legal in 43 US states as of August 2025.

Restricted states

Players from these seven states can’t legally create The Money Factory accounts:

• Idaho

• Louisiana

• Michigan

• Montana

• Nevada

• New York

• Washington

How to sign up for The Money Factory

Registering for a new The Money Factory account only takes a few minutes at most. Here is how it’s done:

1. Go to The Money Factory’s homepage: Head to themoneyfactory.com.

2. Click “Sign Up”: Look for this button near the top of your screen.

3. Enter your email address and create a password: Use your email address to register for an account. You can also use your Apple, Facebook, or Google credentials.

4. Check your inbox and verify your email address: Wait for an email from TMF to hit your inbox, and find a verification code inside.

5. Select a username: Choose a suitable username for your account.

6. Accept your welcome bonus: Claim this bonus without a promo code.

How to get coins at The Money Factory

No purchase is necessary to play games at The Money Factory. You are free to stick to the free GC and SC you receive through bonuses, including the welcome package and daily login bonus. 

However, you may also want to consider purchasing a GC package at some point. Simply click on the “Buy” button next to your balance to explore these options:

• 10,000 GC and 10 free SC for $9.99

• 20,000 GC and 20 free SC for $19.99

• 40,000 GC and 40 free SC for $39.99

• 75,000 GC and 75 free SC for $74.99

• 100,000 GC and 100 free SC for $99.99

• 200,000 GC and 200 free SC for $199.99

• 300,000 GC and 300 free SC for $299.99

• 400,000 GC and 400 free SC for $399.99

• 500,000 GC and 500 free SC for $499.99

How to redeem prizes at The Money Factory

While GC are only for fun, you can redeem the SC that you win at TMF for prizes. You need to win at least 20 SC to redeem them for gift cards or 100 SC to redeem them for cash prizes.

All the free bonus SC you receive needs to be used once in gameplay in order to redeem a prize. Here’s how you can do it:

1. Click “Redeem”: Find this button in the main menu.

2. Enter personal details: Provide your name, address, date of birth, and more.

3. Verify mobile phone number: Enter your phone number, receive a verification code, and type it in on the TMF site.

4. Fulfill KYC requirements: Verify your identity by providing TMF with a government-issued ID, proof of address, and other information.

5. Redeem SC for prizes: Pick your prize - gift cards or cash prizes - and determine how many SC coins to redeem.

6. Wait for prizes to arrive: Prizes typically take between 1 and 3 days to reach you.

What’s the difference between The Money Factory and a real-money casino?

The Money Factory is a social casino that does not require players to deposit real money to play their favorite games. A real-money casino requires players to deposit money into their accounts before they can play.

Because of this difference, The Money Factory can operate legally in some states where real-money casinos remain banned. TMF does not need a traditional online gambling license since it employs a sweepstakes model.

How safe and trustworthy is The Money Factory?

When writing social casino reviews, we rely on a complex system to ensure we provide fair and accurate ratings. We utilized it while analyzing The Money Factory’s safety and trustworthiness, and it gave the site an 8.8/10 score in these categories, just above the average score of 8.6/10.

You can get the inside scoop on our review methodology here. It takes the following factors into account while evaluating safety and trustworthiness:

• Terms and conditions

• ID checks

• Online security

• Responsible gaming tools

• Secure payment methods

Safety and security - Checked on August 5, 2025

The Money Factory earned a high score for safety and security for these reasons:

• Protects players’ personal and financial data with SSL encryption

• Offers two-factor authentication (2FA) to keep logins secure

• Utilizes KYC checks before allowing prize redemptions

• Extends various responsible gambling resources

What other players and reviewers say - Updated on August 5, 2025

From May 2025 to July 2025, many The Money Factory players experienced lengthy delays with prize redemption requests. This resulted in some players leaving unfavorable reviews for TMF on a leading review site, with one angry player going as far as to refer to the site’s operators as “liars, cheaters, and scandalous thieves.”

The Money Factory’s own customer support team acknowledged that this has become a bigger issue than the social casino anticipated. A member of this team responded to one upset player’s negative review by admitting that TMF has been working through a “high volume of redemption requests” and falling behind.

Still, it appears this is a temporary blip on the radar for The Money Factory, as the social casino has otherwise earned an “Excellent” 4.4/5 rating on this site. Over 80% of its reviews have been accompanied by five-star ratings, with players praising everything from TMF’s impressive game selection to its top-notch customer support.

Games at The Money Factory

The Money Factory game details
Slots	3,566
Jackpots	19
Table Games	41
Live Dealer Games	21
Average RTP	96%
Demo Play	Available

Even though The Money Factory has only been around since 2024, it doesn’t have a shortage of games. We were pleasantly surprised to see that it has over 3,600 games and counting, among the largest collections we’ve ever seen at a sweepstakes casino.

By far the largest number of games are slots, including many that will allow you to take part in ongoing tournaments. Flaming Monkey Classic, Shake Shake Money Tree, and Rip City were just a few that we enjoyed.

It also looks like TMF is consistently expanding its collection of table games, live dealer games, and original games. From classics like blackjack, roulette, and baccarat to more modern hits like Plinko, Crash, and Coin-Flip, the social casino has something for just about everyone.

Online slots

The Money Factory’s online slot section is enormous, as it includes 3,566 slot games from over two dozen software developers. It also offers the opportunity for players to opt in to the “TMF Jackpot,” which pays out tens of thousands and sometimes even hundreds of thousands of SC coins. It costs an extra 0.10 SC per spin and applies to 172 slot games.

Really, we only have positive things to say about the slot selection here. From new releases to older classics, Megaways and Hold & Wins, and just about every theme you can think of, The Money Factory is ideal for slot lovers. 

RTP transparency

Players who want to see the Return to Player (RTP) percentages for The Money Factory’s online slot games must jump through a few hoops. Finding RTPs requires opening games, letting them load, and clicking on their “i” icons to obtain more information. It’s a long process, and it doesn’t provide much RTP transparency.

TMF originals

For the most part, The Money Factory sits back and lets 25 reputable software developers do most of the heavy lifting when it comes to providing its players with games. 

However, if you need a break from the unending slots selection, the TMF Originals section is worth a try. It includes 13 exclusive games, including Cross, Plinko, Keno, Crash, Limbo, Mines, Coin-Flip, and even special variations of Blackjack and Roulette.

The design of these games is charming and simple, making a nice change from the more visually impressive 3D slots. 

The Money Factory unique features

Since The Money Factory boasts over 3,600 games, including 3,566 slots, it would be understandable if they were hard to browse. 

One thing we appreciate most about TMF is that it organizes them by categorizing them creatively, by both in-game mechanics and by theme, making them easier to explore.

Some of these categories include:

• Hot Games

• New Release

• Sweet Slots

• Jester Jackpots

• Bonus Buy

• Classic Slots

Deposit and withdrawal methods

If you don’t want to purchase GC packages to play The Money Factory’s diverse range of games, you don’t have to. You’re welcome to play games for free using GC and SC coins earned through bonuses and promotions.

You can also purchase GC packages if you run out of free coins. TMF accepts numerous payment methods.

The Money Factory payment details
Payment methods	Visa, Mastercard, American Express, Discover, Skrill, Bank Transfer, Apple Pay
Minimum purchase	$9.99
Maximum purchase	$499.99
Minimum prize redemption	20 SC for gift cards / 100 SC for cash prizes
Prize redemption time	1–3 days on average

The Money Factory’s first purchase bonus of 32,000 GC and 32 SC for $7.49 allowed us to put the social casino’s payment methods to the test. We are pleased to report that using a credit card to pay for a GC package was just as easy as we had hoped.

We appreciate that TMF also accepts a few other simple payment methods, such as Skrill and bank transfers. However, one thing that disappointed us was learning that cryptocurrency isn’t yet an option. TMF risks falling behind other social casinos, like Stake.us, by not taking crypto.

The Money Factory payment methods comparison

Compare the payment methods accepted by The Money Factory to those accepted by other social casinos.

	The Money Factory	Stake.us	High 5 Casino	LuckyLand Slots	Fortune Coins Casino
Visa	✅	✅	✅	✅	✅
Mastercard	✅	✅	✅	✅	✅
American Express	✅	✅	✅	✅	❌
Discover	✅	✅	✅	✅	✅
PayPal	❌	❌	✅	❌	✅
Skrill	✅	❌	✅	✅	✅
Bank Transfer	✅	❌	❌	✅	✅
Trustly	❌	❌	✅	✅	✅
Apple Pay	✅	✅	✅	❌	✅
Google Pay	❌	✅	❌	✅	✅
Paysafecard	❌	❌	❌	✅	✅
Cryptocurrencies	❌	✅	❌	❌	❌

The Money Factory on mobile

No The Money Factory app exists as of yet. However, the mobile-optimized TMF website functions much like an app. We explored the TMF site on both a desktop and a smartphone and enjoyed very similar experiences.

The full collection of games are available, and we like the tile-style presentation of the menu. We found it simple to swipe through the huge collection, and the menu at the bottom of the screen lets you jump around the different sections easily. 

The Money Factory user experience and site performance

As part of our The Money Factory review, we took a close look at how the social casino performed at different times throughout the day. We did not experience any noticeable lag, no matter what time we logged on, and outside of the occasional glitch, the TMF site performed up to our expectations.

That said, TMF didn’t perform well when we subjected it to a speed test. It scored just a 37/100 in the performance department:

We suspect The Money Factor’s below-average score is closely connected to the sheer number of oversized graphics it uses, especially on its homepage.

What works well ✅:

• Seamless navigation from one section to the next.

• Great gameplay graphics on desktop and mobile.

What could be better 🔧:

• Surprisingly low performance score.

• Frequent pop-ups that slow things down.

The Money Factory customer support

We had a very positive experience with customer support at TMF. We found TMF’s customer support team to be extremely quick and responsive when testing the social casino’s live chat feature.

The live chat is manned by a bot that attempted to answer our initial questions - and in some cases, it succeeded. However, when it became clear that it couldn’t help, all we had to do was say, “Please direct my question to a live agent,” and it responded instantly. We were connected to an agent who began helping us in under 10 seconds.

The Money Factory’s customer support team wasn’t quite as quick to respond to emails. Still, even in these instances, we only had to wait an hour or two tops.

Channel	Availability	Response time	Time to problem resolution
Live Chat	24/7	Under 10 seconds	Less than 5 minutes for basic issues
Email	24/7	Within 1-2 hours	Between 1-2 hours for minor problems and 1-2 business days for more advanced ones

Responsible gambling tools at The Money Factory

At first glance, The Money Factory might look like it takes the same approach to responsible gambling as other social casinos. It features a relatively standard Responsible Social Play Policy page.

However, upon further review, The Money Factory’s responsible gambling tools are next-level compared to those offered by competitors. Simply go to your “Profile” page and click “Responsible Gaming” to set purchase and/or risk limits, schedule a break from playing casino games, or even self-exclude from TMF entirely - all without having to contact customer support.