Best Monzo Casinos UK in 2024

Fees

None

Deposit

Up to 24 hours

Cashout

Up to 24 hours

Monzo is a British online bank and one of the most popular payment methods in the UK. If you’re looking for my top pick here, I recommend trying out bet365, as it has a clean and easy-to-use website design with a solid selection of casino games. The full list of all the best Monzo casinos can be found below.

There are many different payment options available for UK casino players, but you should consider using Monzo for the following 3 reasons: 

  • No fees for deposits at online casinos. 

  • You can block transactions if needed.

  • Instant deposits.

My Top-Rated Online Casinos Accepting Monzo

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What Is Monzo?

Monzo is a UK-based online bank that provides users with a digital wallet for mobile. Initially, Monzo operated via a mobile app and was limited to prepaid debit cards. However, since 2017, their banking restrictions have been lifted, allowing them to offer users current accounts. 

One of the world’s leading neobanks, Monzo has over 10 million customers. This means around 1 in 5 adults in the UK use the service. Its popularity proves just how good the payment method is and how trustworthy it has become. 

When you sign up for a Monzo account, you will be given a Mastercard debit card. Therefore, Monzo users can play at any casino that accepts Mastercard.

Why Do I Play at Monzo Casinos?

I found 3 main advantages when using Monzo. This payment method offers bank-level security, there are no additional fees when making deposits, and gambling payments can be blocked if required.

I feel safe when completing purchases using Monzo because, as a bank, it has greater security measures than other payment methods. This includes SSL encryption for all transactions. Users are also protected by up to £85,000 under the Financial Services Compensation Scheme (FSCS). 

Instant and fee-free deposits are key to a good payment method at online casinos, and Monzo delivers.

Out of the 200 UK Monzo casino sites that I trialled, over 95% accepted Monzo as a payment method. This meant I was almost always able to make deposits at my favourite sites.

I firmly believe that Monzo is one of the top UK payment methods for gambling. It allows you to block gambling transactions, which helps facilitate the prevention of problem gambling. This allows players to stay in control of their spending at online casinos.

Exclusive Offers When Depositing With Monzo

Monzo ensures that users can access promotions at casinos when making deposits using their services. Although there may not be many exclusive offers related to Monzo deposits, it’s a good idea to watch out for any that may pop up.

Only Use Monzo Casinos Registered With GAMSTOP

GAMSTOP is a self-exclusion scheme that helps prevent problem gambling by blocking access to UKGC-licensed gambling sites for a chosen period. Only use licensed casinos, as unlicensed sites operate illegally and lack safety measures.

How Did I Make a Deposit With Monzo?

Make sure that you have created a Monzo account before making a deposit using this payment method. As long as you have done that, you can follow these 6 steps: 

  1. Sign up / log in to your chosen Monzo casino

  2. Head over to the cashier 

  3. Select Monzo as your deposit method

  4. Enter the amount that you wish to deposit 

  5. Fill in all the details on your Monzo card 

  6. Wait for the transaction to be confirmed 

The deposit process doesn’t take long, and the funds often arrive in your casino account instantly. That’s one of the many perks of using Monzo as your payment method at an online casino. I like the fact that there are no extra deposit fees as well. 

Your Monzo card has no deposit limits. The casino you decide to play at will determine those. The minimum amount is usually £5 to £10.

How I Found Withdrawing Money Using Monzo at UK Casinos

Like most casino withdrawal methods, using Monzo makes gaining access to your winnings very easy. The steps needed are similar to those you used in the deposit process. Here are the 5 steps you should follow: 

  1. Head over to the cashier 

  2. Select Monzo card as the withdrawal method 

  3.  Enter the amount that you want to withdraw

  4.  Input the details of your Monzo card and confirm the transaction

  5.  Wait for your withdrawal to be confirmed

Although Monzo doesn’t charge its users any fees for deposits or withdrawals, the casino you play with may charge you a withdrawal fee. 

There shouldn’t be any limits on how much you can withdraw using Monzo; the casino will set these limits. The minimum usually ranges from £5 to £10, while the maximum can be anywhere from £10,000 to £20,000, if not higher. You may have to contact casino support for large withdrawal requests.  

Withdrawal times are usually determined by the casino, depending on their procedures. Typically, it takes around 24 hours for funds to reach your Monzo account, but it may only take a couple of hours in some instances.

What Bonus Types Can UK Players Claim With Monzo?

Using Monzo for your UK casino deposits doesn’t limit your access to a wide range of casino bonuses. You may be offered free spins, cashback offers, deposit matches, welcome packages, and loyalty rewards. Have a look at the casino offers below and my experience with them: 

  • Free spins: I was able to take advantage of the free spins promotion at MrQ Casino. All I had to do was make a minimum deposit and spend £10, and I was given 40 spins on Curse of the Werewolf Megaways.

  • Cashback offers: Duelz Casino credited me with 10% of my net spend for the week. I particularly liked that they made this offer available every week!

  • Deposit matches: You can earn a bonus that matches the amount you deposit into your casino account. As part of Barz Casino’s welcome offer, I got a 100% deposit match up to £300. 

  • Welcome packages: William Hill provides new customers with a 100% buy-in bonus of up to £300 + 50 Free Spins. 

  • Loyalty rewards: Mr Vegas has a cool promotion called Rainbow Fridays, where you are awarded Rainbow Treasure, determined by how many times you bet during the week. I was able to get up to £300 in extra winnings!

Always Read the Bonus T&Cs

Before claiming any online casino bonus, I always read the terms and conditions. I’ve found that there may be specific requirements I need to meet to access the offer. I may not receive the bonus if I don’t follow all the steps correctly.

Do Mobile Casinos Accept Monzo?

Yes, mobile casinos accept Monzo as a payment method! As long as the mobile casino you want to play at accepts Mastercard, there should be no issues with making deposits using your Monzo account. 

You can manage your Monzo account via the mobile app. All you have to do is download it from the App Store or Google Play Store, and you can keep track of all of your transactions from your phone.

How Was My Experience Using Monzo at UK Casinos?

Monzo is a fantastic choice when it comes to depositing and withdrawing at UK casinos. I struggled to find many cons at all. The main advantages are that it is secure and simple to use. I could keep control of all of my spending via the app. Its gambling blocker makes it an extremely safe way to play at online casinos

Things We Like

No fees

Instant deposits

Bank-level security

Simple to use

Ability to block gambling transactions

Things to Consider

A few number of casinos don’t accept Monzo

UK and US accounts only

What Payment Methods Are Similar to Monzo?

A payment method similar to Monzo that is available to UK residents is Revolut. That is because it is also a neobank that issues users with a Visa or Mastercard debit card. 

Wise works similarly to Monzo as well. They issue you a debit card, which you can use to spend money as you would with any other card. However, Wise isn’t a bank like Monzo or Revolut. 

If you already have a debit card with a UK bank, you can use it to make deposits at online casinos. The process is essentially the same.

Logo image for Debit cards

Debit Cards

Debit cards are among the most popular ways British players fund their online casino accounts.

Liam Hoofe

Liam Hoofe

Author & Online Gambling Expert

83 Articles
A bona fide expert, Liam brings an undeniable wealth of knowledge and experience to CasinoTopsOnline’s UK market. Our overall casino authority Liam keeps us ahead of the game as far as the UK market is concerned.
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