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Best Online Casinos in Croatia 2022 hr

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Best Croatian Online Casinos

Croatia has a healthy and vibrant land-based casino industry that attracts thousands of tourists each year, but what about online casinos? While gambling has been legal in the relatively recently independent country of Croatia since 2010, there are some unusual and perhaps somewhat unpopular regulations for setting up an online casino that serves Croatia. 

However, don't be fooled! There's still a very active and lively online casino scene in the country, giving you plenty of choices when it comes to deciding where to get your gaming action!

If you need some guidance when picking the best online casino, Croatia residents can play at, this is the right place! Here you'll learn everything you need to know about online casinos in Croatia, from the top places to play to what to look out for in an excellent online casino. 

We'll help you find the best online casino bonuses, make sure you can deposit with your preferred payment method, and play a wide range of games from some of the industry's best providers, even on your mobile devices! Read on to learn more.

Find your favorite croatian online casino

Find the Best Casino Slots Sites in Croatia

Pin-pointing the best online casino Croatia residents can play at is no easy task due to the vast number of them out there and the fact that they all offer a slightly different experience in various ways.

However, you're in the right place! Let us put you at ease by giving you tips and advice on looking for an excellent online casino that serves Croatian players. Here we'll guide you through three key areas that a fantastic online casino will nail, making it a perfect choice.

First, we'll look at bonuses offered by these casinos before addressing options for mobile gameplay; then, we'll talk a bit about safety and security when playing at a Croatian online casino.

Bonuses Tailored for Croatian Players

Online casinos usually offer new players a welcome bonus or welcome package that gives you extra funds to play with, allowing you to explore more of the games on offer at the site in question. What's particularly great about the best Croatian online casinos is that a welcome bonus is offered in your currency of HRK! Yes, you can deposit and often even play in Kuna!

In addition, online casinos like to keep you coming back for more and, as such, tend to have a range of ongoing promotions that you can take advantage of. These often include regular weekly or monthly bonuses, most of which will be available to claim in your preferred currency.

But there are more than just bonuses tailored to your preference at these nest slots sites in Croatia. You'll quite often find opportunities to get free spins too. These can come in the form of a welcome offer, where depositing for the first-time results in the awarding of free spins on a specific game, or they can be offered as an ongoing or loyalty perk.

Great Mobile Casino Options

One of the most attractive points of an online casino is playing games on your smartphone or tablet, such as blackjack, roulette, baccarat, and online slots. With almost everyone owning a smartphone or tablet - or both! - online casinos and game developers have worked hard to stay current, creating mobile-friendly casino options for today's tech-savvy casino gamer.

An excellent online casino will allow you to play all of their games collection on any device. This can be achieved in several ways.

Firstly, and perhaps most commonly, online casinos often feature a responsive design for their website. What does that mean? It means that you can visit the website on any device, from your home computer to your laptop to your mobile phone and tablet, and the website will adjust to give you the best possible experience based on the device you're using. Website navigation and gameplay are equally quick and accessible no matter what device you use.

Another option, though slightly less common, is a downloadable app that you can install on your iOS or Android devices. Some people prefer to have a separate app rather than accessing the online casino via their web browser. Whichever option you select, look out for it when choosing an online casino so you can get the mobile gaming experience you want.

Playing at a secure croatian online casino

Safe Gaming Environment

Safety is a crucial aspect of playing online casino games, and as such, it should rank highly when deciding where to play. But how can you determine if an online casino is safe and secure? Let's look at a few promising signs of a secure online casino.

  • Casino Licensing: check that an online gambling authority correctly licenses the site you're considering. Online casinos that are appropriately licensed must follow strict regulatory requirements regarding how members are treated and the provided games. Some of the most stringent gaming regulators include the Malta Gaming Authority (MGA) and the United Kingdom Gambling Commission (UKGC).
  • Encryption: secure casinos prioritize data protection, especially considering the sensitive information a player would need to send to the casino. Therefore, online casinos should employ high-security features and have the site encrypted to prevent players' data from falling into the wrong hands.
  • Know Your Client (KYC): players wishing to withdraw money from their casino account will be asked to provide documents as part of the KYC process. Such documents may include proof of residence and a statement of wealth.
  • Reputable game providers: a casino with many games is something every player wants; however, we should always look at the quality of games. Reputable software providers such as Pragmatic Play, Net Ent, Playtech, and Play'n Go provide high-quality, thoroughly tested games. To ensure fairness, casinos employ a random number generator so that everything is wholly randomized; third-party checks are also done to ensure players are in a completely safe environment.

The best croatian casino banking methods

Payment Methods in Slots Sites in Croatia

Being able to deposit is one of the most fundamental aspects of playing at an online casino. After all, if you can't deposit, you can't play for real, which means you can't win for real! It's, therefore, super important to make sure that any online casino you consider joining accepts the payment methods you plan to use.

While it's true that Croatian Kuna is not a widely used currency, that doesn't mean you can't deposit and play with it at online casinos. Those dedicated to serving the Croatian market will offer the ability to deposit in HRK and play in Kuna, too - and that gives you a lot less to worry about!

Payment methods that allow you to deposit in Kuna include credit and debit cards like Visa, Mastercard and Maestro. But these aren't your only options. The widely accepted online payment services of PayPal, Skrill, Neteller, Cryptocurrencies, and Paysafecard can also be used to make your Kuna deposits. A good online Croatian casino will accept some or all of these common payment methods.

Favourite Games by Croatian Players

Having reviewed many online casinos that serve different regions across the world, we've noticed that players from different countries have different preferences when it comes to the games they tend to play. It's a fascinating observation! So, what do Croatian players like to play? Here's a look at a few favourite games as voted for by Croatian players:

Gambling Options in Croatia

The nature of the gambling industry in various parts of the world can look very different, and it cannot be very clear when it comes to trying to figure out what you can do in which country. 

It's human nature to take our home country's rules and regulations for granted and assume that things are the same or very similar in other parts of the world, but this is where players can land themselves in deep water!

On one end of the scale, you've got some countries that allow all types of gambling, both online and offline, while on the other, there are countries that do not allow gambling in any form. So whereabouts on that scale do Croatia sit

This is just one of the things we'll discuss in this section before covering the age restrictions for gamblers in Croatia and how popular online gaming is in the country.

Is gambling legal in croatia

Legal Status of Croatian Casinos

Casino gambling is perfectly legal in Croatia! Following the 2014 gambling law, 'Zakon o grama na sreću' is just one form of gambling that is legal in Croatia, which is broken down into four categories of lottery games, games of chance with an instant win (e.g., scratch cards), sports betting, and slot machines (including video poker). 

Casinos wishing to offer these services must hold a valid license from the Ministry of Finance in the country.

However, that's just the situation for land-based operations. Online casino gaming has been legal in Croatia since 2010 but was a little unclear. The 2014 legislation clarified the position and introduced some not-too-popular regulations amongst operators. 

Following similar rules in certain US states, the first condition of being licensed to operate an online casino in Croatia is the operator must also have a land-based operation in the country, which was seen as somewhat prejudiced against offshore online casinos. However, this does not mean there aren't offshore online casinos that don't accept players from Croatia!

Operators must also have an online gambling license issued by the Ministry of Finance, which comes with the unusually steep fee of 3,000,000 HRK per year and the requirement that at least 3,000,000 HRK must be kept in reserve at all times to cover players' winnings.

There are also taxes that operators must pay, with those on slots some of the highest in the industry at 25%. Players are also responsible for paying tax on their winnings, ranging from 10% to 30% based on how much was won.

Minimum Age to Gamble

All forms of gambling in Croatia are permitted by people aged 18 and over. This covers everything from playing the national lottery to betting on sports, playing in land-based casinos, to getting your casino gaming online.

Gambling authority license holders are required by law to ensure that they advertise the legal age limits on their site, but their responsibilities also extend beyond that. KYC, or Know Your Customer checks, are also required by law to ensure that players are who they say they are

This means you'll be asked to provide documentary evidence, such as a passport or ID card, to prove your age, amongst other things.

Online casinos also implement other methods of ensuring that underage gamblers do not have access to their site, such as requiring a date of birth on sign-up, offering secure login, and encouraging members to protect their children and prevent them from seeing their online gaming activities and accessing their account.

The popularity of Online Gambling

As in many parts of the world, online gambling has become rather popular in Croatia, which probably helped when Croatia became a member of the EU, which resulted in more interest in the region from online gambling operators. 

Even though Croatia currently only issues online gambling licenses to land-based casino operators in the region, many online casinos accept players from Croatia

This highlights a grey area in which licensed online casinos operating outside of Croatia can still legally accept players from the country due to their regulatory base being within the EU, of which Croatia is a member country.

The increasing ease with which Croatians can access and play online casino games has, of course, resulted in increased popularity of these games, with more people exploring the wide range of slots, classic table games, and realistic live dealer games in the industry have to offer. 

With the country traditionally running a monopoly on games such as lottery and bingo, it's hardly surprising that the opportunity to explore a whole world of other games has proven so popular!

History of Gambling in Croatia

Unlike many other countries with a long history, Croatia is relatively new, splitting from Yugoslavia to become an independent country in 1991. This means they've had far less time determining rules and regulations regarding gambling than other countries.

Later, Croatia was one of the first countries in the region to legally allow and regulate gambling, which happened back in the 1960s. When Croatia became independent, the gambling industry in the newly emerged country took off, especially after the law of 2010 made it legal, with resort-style casinos attracting a lot of tourism.

However, sports betting was the first form of gambling to get the green light in the country. Private operators Sport Tip and Prva Sportska Kladionica were the first to set up shop and are now the leading bookmakers in Croatia.

Online casino gambling in Croatia came relatively recently in the lottery, sports betting, keno, and bingo from the state-run Hrvatska Lutrija and Prva Sportska kladionica

In 2014, new legislation meant private operators could apply for an online gambling license from the Ministry of Finance. Still, it came at a price, too much protest within the industry, particularly from offshore online casinos, which resented a land-based casino's high fees and requirements in the country.

This did little to stop offshore online casinos from accepting players from Croatia, allowed by a loophole in European regulatory conditions. Though Croatia has done little to prevent this activity, with sites currently unblocked, Hrvatska lutrija did partner with Microgaming and Intralot Interactive to increase their range of gaming opportunities.

Land-Based Casinos in Croatia

There are 12 land-based casinos in Croatia. Click on show more to see the complete list.

Grand Casino Admiral

  • Area: 3100m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Smart, Casual
  • Phone: +385 13 32 29 00
  • Email: grandcasino@admiral.hr
  • Website: www.admiral.hr

Admiral Casino Zadar

  • Area: 2600m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 914 822 569
  • Email: zadar@admiral.hr
  • Website: www.admiral.hr

Luckia Casino Pula

  • Area: 1800m²
  • Owner: Interigre d.o.o
  • Currency: Major International d.o.o.
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Casino
  • Dress Code: Casual
  • Phone: +385 52 21 92 42
  • Email: info@luckia.hr
  • Website: www.luckia.hr

Casino International

Merit Casino Libertas Dubrovnik

Casino Cezar Zagreb

Grand Casino Palazzo Porec

Luckia Casino Zagreb

  • Area: 1100m²
  • Owner: Major International d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Smart, Casual 
  • Phone: +385 1 3 87 05 30
  • Email: info@luckia.hr
  • Website: www.luckia.hr/zagreb.aspx

Grand Casino Admiral

  • Area: 3100m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 13 32 29 00
  • Email: grandcasino@admiral.hr
  • Website: www.admiral.hr

Mulino Lux Casino Hotel

  • Area: 2400m²
  • Owner: Mulino d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 52 725 300
  • Email: recepcija@mulino.hr
  • Website: www.mulino.hr

Luckia Casino Osijek

  • Area: 2300m²
  • Owner: Major International d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Casino
  • Dress Code: Smart, Casual 
  • Phone: +385 31 63 78 40
  • Email: info@luckia.hr
  • Website: www.luckia.hr

Admiral Casino Split

  • Area: 2200m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 91 482 2243
  • Email: platinum@admiral.hr
  • Website: www.admiral.hr

Casino Arena Makarska

  • Area: 2200m²
  • Owner: Mamus Fortis d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Smart, Casual 
  • Phone: +385 1 38 90 788
  • Email: info@casinoarena.hr
  • Website: www.arenacasino.hr

Croatian Casinos FAQs

Are there any land-based casinos in Croatia?

There are some 20 or so land-based casinos in Croatia, many of which are hotel resorts that attract a significant input of tourism for the country's economy. The top-rated land-based casinos in Croatia include the Automat Club Arena Pula, the Diamond Palace Casino in Zagreb, the Maximus Automat Klub in Dubrovnik, the Admiral Automat Club Buzet, and the Cro Club in Krapinske Toplice. Many of these are located on the shores of the Adriatic Sea, making them ideal hotspots for holidaymakers from around the world.

Which are the best casino sites in Croatia?

The best online casino in Croatia is the one that has everything you want in an online casino! Since everyone looks for something slightly different, it can be tricky to say that one casino is better than another - it all comes down to personal preference.

Is it legal to gamble in Croatia?

Yes, it is completely legal to gamble in Croatia in many forms. However, things get a bit more complicated than that. If you want to play online casino games, legally it should be at an online casino that has been issued a licence by Croatia's Ministry of Finance, which dictates that the online casino in question has to also operate a land-based casino in the country.

What is the most trusted online casino in Croatia?

There are many trusted online casinos in Croatia, but Rizk is undoubtedly one of the best.

What are the tax implications of gambling online in Croatia?

Gambling is a popular pastime in Croatia, and with the advent of online gambling, more and more people are enjoying this activity from the comfort of their homes. While there are many benefits to gambling online, there are also some potential risks that gamblers should be aware of before they start betting. One of the biggest dangers of online gambling is becoming addicted.

What types of payment methods are available for online gambling in Croatia?

There are a variety of payment methods available for online gambling in Croatia. Credit cards, debit cards, and e-wallets are all accepted. Some popular payment methods include PayPal, Skrill, and Neteller. There are also a few other methods that are becoming increasingly popular, such as Bitcoin, Ethereum, and Litecoin. All of these methods are safe and secure, and they offer a great way to make sure that you're getting the most out of your money. With so many options available, you can find the perfect method for your needs.

What consumer protections are in place for online gamblers in Croatia?

Regarding online gambling, Croatia has a few options available to its citizens. Several online casinos are licensed by the Croatian government and offer a safe and secure environment for gambling. These casinos offer a variety of table games, slots, and other electronic gaming machines. In addition, many land-based casinos offer live entertainment, including live music and dance, and some even offer hotel accommodations.


What are the risks of gambling online in Croatia?  

There are a few risks that come with gambling online in Croatia, but they are nothing that should stop you from enjoying the experience. The first risk is that you may be unable to cash out your winnings if you're not a Croatian resident.

What are the benefits of gambling online in Croatia?

There are many benefits of gambling online in Croatia. One of the main benefits is that you can gamble from the comfort of your own home. You don’t have to travel to a casino or other gambling venue, which can save you time and money. You can also play for free at many online casinos, which can give you a chance to practice and improve your skills before you gamble with real money.

What types of gambling are available online in Croatia?

You can find online casinos, sportsbooks, and poker rooms offering their services to Croatian citizens. There are many different types of gambling games that you can play online, including slots, blackjack, roulette, baccarat, and more. Each game has its own set of rules and odds, so it's important to understand the basics before you start playing.

Latest Online Casinos News

Giuseppe Faraone
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Based in Valencia, Spain, Giuseppe gave up Milan for sunny shores. New licenses, new casinos, new bonuses, new games - there's always something to write about. Being so close to the action in the gambling industry, he's on top of any new developments the minute they come through the door. Aiming to deliver updates and comprehensive information to you, he does his best to test out and rate what he reviews thoroughly. Giuseppe is also a book writer. In October 2022, he published his first book called The Untold Story of Online Gambling, available on Amazon.

Reviewed by Julia Attard

Senior Author With experience in content management, Julia is passionate about creating content for the English-speaking gaming markets of CasinoTopsOnline. When she isn’t working, you’ll find Julia reading a book on the beach, watching sports or baking something in the kitchen! Read More
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