Online Casinos Croatia

Giuseppe Faraone
Senior Author
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Croatia has a healthy and vibrant land-based casino industry that attracts thousands of tourists each year, but what about online casinos

While gambling has been legal in Croatia since 2010, there are some unusual and perhaps somewhat unpopular regulations when it comes to setting up an online casino that serves Croatia. 

However, don't be fooled! There's still a very active and lively online casino scene in the country, giving you plenty of choices when it comes to deciding where to get your gaming action!

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Last Updated • March 2024

Best Croatian Online Casinos

Croatia has a thriving land-based casino industry that attracts thousands of tourists each year, but what about online casinos? While gambling has been legal in Croatia since 2010, there are some unusual and perhaps somewhat unpopular regulations for setting up an online casino that serves Croatia. 

If you need some guidance when picking the best online casino as well as benefitting from some of the best casino bonuses available, simply read on below.

Find your favorite croatian online casino

Find the Casino Slots Sites in Croatia

Pin-pointing the best online casino Croatia residents can play at is no easy task due to the vast number of them out there and the fact that they all offer a slightly different experience in various ways.

However, you're in the right place! Let us put you at ease by giving you tips and advice on looking for an excellent online casino that serves Croatian players. Here we'll guide you through three key areas that a fantastic online casino will nail, making it a perfect choice.

First, we'll look at bonuses offered by these casinos before addressing options for mobile gameplay. We'll also cover safety and security when playing at a Croatian online casino.

Bonuses Tailored for Croatian Players

Online casinos usually offer new players a welcome bonus or welcome package that gives you extra funds to play with, allowing you to explore more of the games on offer at the site in question. What's particularly great about the best Croatian online casinos is that a welcome bonus is offered in your currency of HRK! Yes, you can deposit and often even play in Kuna!

In addition, online casinos like to keep you coming back for more and, as such, tend to have a range of ongoing promotions that you can take advantage of. These often include regular weekly or monthly bonuses, most of which will be available to claim in your preferred currency.

But there are more than just bonuses tailored to your preference at these nest slots sites in Croatia. You'll quite often find opportunities to get free spins too. These can come in the form of a welcome offer, where depositing for the first-time results in the awarding of free spins on a specific game, or they can be offered as an ongoing or loyalty perk.

Great Mobile Casino Options

One of the most attractive points of an online casino is playing games on your smartphone or tablet, such as blackjack, roulette, baccarat, and online slots. With almost everyone owning a smartphone or tablet - or both! - online casinos and game developers have worked hard to stay current, creating mobile-friendly casino options for today's tech-savvy casino gamer.

An excellent online casino will allow you to play all of their games collection on any device. This can be achieved in several ways.

Firstly, and perhaps most commonly, online casinos often feature a responsive design for their website. What does that mean? It means that you can visit the website on any device, from your home computer to your laptop to your mobile phone and tablet, and the website will adjust to give you the best possible experience based on the device you're using. Website navigation and gameplay are equally quick and accessible no matter what device you use, and the gambling experience will be seamless with a design with mobile users in mind. For example, a slot game you play on your mobile will have larger buttons designed to be tapped with your thumb rather than clicked on in a browser.

Another option, though slightly less common, is a downloadable app that you can install on your iOS or Android devices. Some people prefer to have a separate app rather than accessing the online casino via their web browser. Whichever option you select, look out for it when choosing an online casino so you can get the mobile gaming experience you want.

Playing at a secure croatian online casino

Safe Gaming Environment

Safety is a crucial aspect of playing online casino games, and as such, it should rank highly when deciding where to play. But how can you determine if an online casino is safe and secure? Let's look at a few promising signs of a secure online casino.

  • Casino Licensing: check that an online gambling authority correctly licenses the site you're considering. Online casinos that are appropriately licensed must follow strict regulatory requirements regarding how members are treated and the provided games. Some of the most stringent gaming regulators include the Malta Gaming Authority (MGA) and the United Kingdom Gambling Commission (UKGC).They require casinos to meet certain criteria to retain their licence, including fairness approved by a third party, a secure website, good customer support, and safe and fast deposit options. Bonus wins also have to be processed quickly, allowing players to make any valid withdrawals without any undue delays.
  • Encryption: secure casinos prioritize data protection, especially considering the sensitive information a player would need to send to the casino. Therefore, online casinos should employ high-security features and have the site encrypted to prevent players' data from falling into the wrong hands.
  • Know Your Client (KYC): players wishing to withdraw money from their casino account will be asked to provide documents as part of the KYC process. Such documents may include proof of residence and a statement of wealth. These documents may also be required when it comes to processing a withdrawal request.
  • Reputable game providers: a casino with many games is something every player wants; however, we should always look at the quality of games. Reputable software providers such as Pragmatic Play, Net Ent, Playtech, and Play'n Go provide high-quality, thoroughly tested games. To ensure fairness, casinos employ a random number generator so that everything is wholly randomized; third-party checks are also done to ensure players are in a completely safe environment, with fairness tested by an outside source.

The best croatian casino banking methods

Payment Methods in Slots Sites in Croatia

Being able to deposit is one of the most fundamental aspects of playing at an online casino. After all, if you can't deposit, you can't play for real, this means you can't win for real! It's, therefore, super important to make sure that any online casino you consider joining accepts the payment methods you plan to use.

While it's true that Croatian Kuna is not a widely used currency, that doesn't mean you can't deposit and play with it at online casinos. Those dedicated to serving the Croatian market will offer the ability to deposit in HRK and play in Kuna, too - and that gives you a lot less to worry about!

Payment methods that allow you to deposit in Kuna include credit and debit cards like Visa, Mastercard and Maestro. But these aren't your only options. The widely accepted online payment services of PayPal, Skrill, Neteller, Cryptocurrencies, and Paysafecard can also be used to make your Kuna deposits. A good online Croatian casino will accept some or all of these common payment methods. You're most likely to find debit card, ewallet, and even cryptocurrency as payment options. 

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Favourite Games by Croatian Players

Having reviewed many online casinos that serve different regions across the world, we've noticed that players from different countries have different preferences when it comes to the games they tend to play. Whether it's video slots, bingo games, or table and live casino games - what do Croatian players like to play? Here's a look at a few favourite games as voted for by Croatian players:

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Book of Ra Deluxe

RTP: 95.1%

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Gonzo's Quest

RTP: 95.97%

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Reactoonz 2

RTP: 96.2%

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Wolf Gold

RTP: 96.01%

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Game of Thrones (15 Lines)

RTP: 95%

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Chi

RTP: 96%

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Ultra Burn

RTP: 96.62%

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Great Rhino

RTP: 96.53%

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Gambling Options in Croatia

The nature of the gambling industry in various parts of the world can look very different, and it cannot be very clear when it comes to trying to figure out what you can do in which country.

On one end of the scale, you've got some countries that allow all types of gambling, both online and offline, while on the other, there are countries that do not allow gambling in any form. The legal status of gambling in Croatia is a little different from some other places - as it isn't illegal to gamble there, access to online games is dependent on which casino you're trying to access.

This is just one of the things we'll discuss in this section before covering the age restrictions for gamblers in Croatia and how popular online gaming is in the country.

Is gambling legal in croatia

Legal Status of Croatian Casinos

Casino gambling is perfectly legal in Croatia! Following the 2014 gambling law, 'Zakon o grama na sreću' is just one form of gambling that is legal in Croatia, which is broken down into four categories of lottery games, games of chance with an instant win (e.g., scratch cards), sports betting, and slot machines (including video poker).

Casinos wishing to offer these services must hold a valid license from the Ministry of Finance in the country.

However, that's just the situation for land-based operations. Online casino gaming has been legal in Croatia since 2010 but was a little unclear. The 2014 legislation clarified the position and introduced some not-too-popular regulations amongst operators.

Following similar rules in certain US states, the first condition of being licensed to operate an online casino in Croatia is the operator must also have a land-based operation in the country, which was seen as somewhat prejudiced against offshore online casinos. However, this does not mean there aren't offshore online casinos that don't accept players from Croatia!

Operators must also have an online gambling license issued by the Ministry of Finance, which comes with the unusually steep fee of 3,000,000 HRK per year and the requirement that at least 3,000,000 HRK must be kept in reserve at all times to cover players' winnings.

There are also taxes that operators must pay, with those on slots some of the highest in the industry at 25%. Players are also responsible for paying tax on their winnings, ranging from 10% to 30% based on how much was won.

Minimum Age to Gamble

All forms of gambling in Croatia are permitted by people aged 18 and over. This covers everything from playing the national lottery to betting on sports, playing in land-based casinos, to getting your casino gaming online.

Gambling authority license holders are required by law to ensure that they advertise the legal age limits on their site, but their responsibilities also extend beyond that. KYC, or Know Your Customer checks, are also required by law to ensure that players are who they say they are.

This means you'll be asked to provide documentary evidence, such as a passport or ID card, to prove your age, amongst other things.

Online casinos also implement other methods of ensuring that underage gamblers do not have access to their site, such as requiring a date of birth on sign-up, offering secure login, and encouraging members to protect their children and prevent them from seeing their online gaming activities and accessing their account.

Legal Situation of Gambling at Croatian Online Casinos

As in many parts of the world, online gambling has become rather popular in Croatia, which probably helped when Croatia became a member of the EU, which resulted in more interest in the region from online gambling operators.

Even though Croatia currently only issues online gambling licenses to land-based casino operators in the region, many online worldwide casinos accept players from Croatia.

Due to the legal situation, this is what's known as a grey area in which licensed online casinos operating outside of Croatia can still legally accept players from the country due to their regulatory base being within the EU, of which Croatia is a member country.

With the country traditionally running a monopoly on games such as lottery and bingo, the increasing ease with which Croatians can access and play online casino games has, of course, resulted in increased popularity of these games, with more people exploring the wide range of slots, classic table games, and realistic live dealer games that the industry has to offer.

History of Gambling in Croatia

Croatia was one of the first countries in the region to legally allow and regulate gambling, which happened back in the 1960s. When Croatia became independent, the gambling industry in the newly emerged country took off, especially after the law of 2010 made it legal, with resort-style casinos attracting a lot of tourism.

However, sports betting was the first form of gambling to get the green light in the country. Private operators Sport Tip and Prva Sportska Kladionica were the first to set up shop and are now the leading bookmakers in Croatia.

Online casino gambling in Croatia came relatively recently in the lottery, sports betting, keno, and bingo from the state-run Hrvatska Lutrija and Prva Sportska kladionica.

In 2014, new legislation meant private operators could apply for an online gambling license from the Ministry of Finance.

This does not affect the ability for offshore online casinos to accept players from Croatia, allowed by a loophole in European regulatory conditions. Though Croatia has done little to prevent this activity, with sites currently unblocked, Hrvatska lutrija did partner with Microgaming and Intralot Interactive to increase their range of gaming opportunities.

Land-Based Casinos in Croatia

There are 12 land-based casinos in Croatia. Click on show more to see the complete list.

Grand Casino Admiral

  • Area: 3100m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Smart, Casual
  • Phone: +385 13 32 29 00
  • Email: [email protected]
  • Website: www.admiral.hr

Admiral Casino Zadar

  • Area: 2600m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 914 822 569
  • Email: [email protected]
  • Website: www.admiral.hr

Luckia Casino Pula

  • Area: 1800m²
  • Owner: Interigre d.o.o
  • Currency: Major International d.o.o.
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Casino
  • Dress Code: Casual
  • Phone: +385 52 21 92 42
  • Email: [email protected]
  • Website: www.luckia.hr

Casino International

  • Area: 2300m²
  • Owner: Hrvatska Lutrija d.o.o.
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Casino
  • Dress Code: Smart, Casual
  • Phone: +385 1 61 50 025
  • Email: [email protected]
  • Website: www.lutrija.hr

Merit Casino Libertas Dubrovnik

Casino Cezar Zagreb

Grand Casino Palazzo Porec

Luckia Casino Zagreb

Grand Casino Admiral

  • Area: 3100m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 13 32 29 00
  • Email: [email protected]
  • Website: www.admiral.hr

Mulino Lux Casino Hotel

  • Area: 2400m²
  • Owner: Mulino d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 52 725 300
  • Email: [email protected]
  • Website: www.mulino.hr

Luckia Casino Osijek

  • Area: 2300m²
  • Owner: Major International d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Casino
  • Dress Code: Smart, Casual
  • Phone: +385 31 63 78 40
  • Email: [email protected]
  • Website: www.luckia.hr

Admiral Casino Split

  • Area: 2200m²
  • Owner: Interigre d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Casual
  • Phone: +385 91 482 2243
  • Email: [email protected]
  • Website: www.admiral.hr

Casino Arena Makarska

  • Area: 2200m²
  • Owner: Mamus Fortis d.o.o
  • Currency: Croatian Kuna
  • Entry Cost: Free entry
  • Min. Age: 18 years
  • Payment Methods: Cash, Visa & Mastercard
  • Facilities: Hotel, Restaurant, Casino
  • Dress Code: Smart, Casual
  • Phone: +385 1 38 90 788
  • Email: [email protected]
  • Website: www.arenacasino.hr

Responsible Gambling in Croatia

Safety is a primary concern for any online casino - casino players should be able to enjoy themselves by playing anything from a game selection and having a good casino experience, without worries. If a player is encountering issues with their gameplay - if they feel they are gambling for too much time, or with too much money, this could potentially be a gambilng problem. Any good casino site is required by law, from their licensing body, to protect customers. As a result they include a number of tools for players to keep control of their gameplay.

  • Self-exclusion: Many casinos will allow you to block access to the site, or to all casinos under a license. This can be temporary or permanent.

  • Deposit limits: Many casinos will allow you to implement a maximum amount you can add to your casino wallet every week or month, to prevent over-spending.

  • Loss limits: This will add a cap to the amount you can lose at any casino games in the casino lobby.

  • Reality checks: A timer or popup will appear after a certain amount of time, to remind you how much you have played.

Croatian Casinos FAQs

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Giuseppe Faraone

Giuseppe Faraone

Author & Online Gambling Expert

1147 Articles
Being so close to the action in iGaming, Giuseppe is on top of any new developments the minute they come through the door, as his book is testament to. Published in October 2022, his first book; The Untold Story of Online Gambling is available on Amazon.
Expert On:
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